This is to inform that by clicking on the hyperlink, you will be leaving sc.com/ke and entering a website operated by other parties.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/ke

Adult, Female, Person

SC WIN – Women’s International Network

A global program to partner with women entrepreneurs through banking & beyond offerings to reach the pinnacle of success.
SC WIN Benefits
  • Scale

    Get access to capital and grow your business

  • Connect

    Build a global network for better opportunities

  • Belong

    Be part of a community of like-minded entrepreneurs

SC WIN Proposition

Exclusive commercial proposition for working capital

We have partnered with Safaricom to offer unsecured invoice financing to Women suppliers

Unsecured Working Capital solution

Get Unsecured Invoice Financing solution

Access curated content from Mastercard® Academy.

Mastercard Academy – The Entrepreneur’s Odyssey provides inspiring education designed for entrepreneurs for developing vital business skills and aspirational goals.

Networking platform

Make new connections, meet like minded entreprenuers and discover an exciting world of business opportunities through our partnership with KEPSA
Show more Show less

SC WIN( Standard Chartered Women’s Internal Network) is a global program that is enabled to partner with women entrepreneurs through banking and beyond offerings to reach the pinnacle of success.

The SC WIN focuses on the WSMEs( Women Owned Small Medium Enterprises).A WSME constitutes at least 51% owned, operated, and controlled daily by one or more female.

The SC WIN is designed through targeted client research to fully equip the women entrepreneurs with more than finance services, but also with training, mentoring, and other non-financial services that will give the entrepreneurs a competitive edge and business networks.

At Standard Chartered, through our stand on lifting participation, we aim to enhance women financial empowerment and women inclusivity. The heart of SC WIN is to make an impact by helping WSME, get access to capital and grow their business, build a global network for better opportunities and be part of a community of like-minded entrepreneurs.

As part of building our proposition, we came up with three pillars of SC WIN through which we will offer our clients the following benefits:

1st Pillar – Scale – To get access to capital and grow their business.

  1. Transactional solutions – tools to help with everyday banking needs.
    • SC WIN Account.
    • Digital solutions.
    • Relationship Managers and Specialist Support.
  2. Access to Finance – financial support for businesses.
    • Unsecured Invoice Financing – to be offered through Safaricom Women Suppliers arrangement.
    • Business Working Capital
    • Loans Against Property.
    • Business Mortgages.
  3. Access to Protection Solutions – protecting businesses against risks.
    • Group Medical Scheme Cover.
    • Workmen’s Injury Benefit.
    • Commercial Motor Insurance.
    • Business protection solutions.

2nd Pillar – Connect: Build a global network for better opportunities

  1. Access to Skills & Mentorship – building technical and professional proficiencies.
    • Build business skills
    • Offer varied mentorship topics
    • Recruitment into the MEAL (Monitoring, Evaluation, and Learning) program. The program is used to track impact and growth among the trained WSME.
    • Tailor-made training packages for the WSME.
    • Access to a large business network through our partnerships.

3rd Pillar – Belong: Be part of a community of like-minded entrepreneurs

  1. This will be achieved through global linker which enables entrepreneurs to interact with other entrepreneurs on a global scale.

As part of enhancing the provision of our benefits, we have partnered with:

  • KEPSA (Kenya Private Sector Alliance) – to provide training, mentorship, and networking.
  • Jubilee Medical Health Insurance Limited – to provide the medical insurance for the proprietor(s) and staff members.
  • Safaricom PLC – offering the unsecured Invoice Financing for women suppliers.

Yes, all existing clients who are WSMEs will be moved to the SC WIN proposition.

All SC WIN account holders are eligible for the training program under KEPSA-SCB partnership. Communication on all training sessions will be share to clients’ registered email address provided to the bank.

For clients who have opened the SC WIN account , all the training sessions are free of charge.

Upon completion of the various KEPSA training sessions, will there be certification?

  • Qualifications

No, your business must be a registered business with a certificate of incorporation/registration.

proposition is available to both new and existing clients.

  • Requirements/Application Process

Through the help of our dedicated Relationship Managers, you will be required to fill in the account opening forms which will give an option of choosing the Group Medical Cover Scheme and KEPSA membership.

Below are the documents we would require:

  • Certificate of Incorporation (original and copy)
  • Memorandum and Articles of Association (original and copy)
  • KRA Pin (Personal Identification Number) Certificate
  • Financial statements for most recent 12 months (if business is older than 1 year in existence).
  • Original and copy of ID for each signatory & Director.
  • One coloured passport size photograph for each signatory & Director.
  • Most recent annual returns(if business is older than 1 year in existence.

No documents will be needed for existing clients to join the SC WIN proposition.

Currently, clients enlist the guidance of their Relationship Managers on phone or email.

This exclusive medical cover offers outpatient and inpatient covers for proprietors and employees with no waiting period (0 days) including maternity cover for normal and caesarean deliveries.

  • Local emergency road and air evacuation for transportation of a sick member for treatment from an area where facilities for adequate care do not exist to the next available hospital.
  • Emergency treatment costs for a member whilst travelling outside the country.
  • Treatment costs for overseas hospitals (see terms and conditions).

The cost of the medical cover is as follows:

Category Inpatient Limit Hospital accommodation per day
A 10,000,000 SPR Up to Kshs. 25,000
B 5,000,000 SPR Up to Kshs. 20,000
C 3,000,000 SPR Up to Kshs. 18,000
D 2,000,000 SPR Up to Kshs. 14,000
E 1,000,000 General ward
F 500,000 General ward

This cover is available to all SC WIN members who satisfy the following conditions:

  • Members between the ages of 18 years and 70years.
  • A member already in the scheme can have cover extended up to 75years of age if Jubilee is satisfied with his/her detailed medical report.
  • Dependent children are eligible for cover from 0 month (a term baby of 38 weeks) of age up till the age of 18 years or to the age of 25 years if residing with their parents and enrolled full-time in a recognized post-secondary institution.

Inpatient Cover

  • Hospitalization Treatment & Services.
  • Day Care Surgery or Treatment.
  • Local Emergency Road & Air Ambulance Service.
  • Pre-Hospitalization Diagnostic Services.
  • First emergency caesarean section.
  • Parent Accommodation.
  • Reconstructive Surgery.

Outpatient Services

  • General Outpatient Services.
  • Specialist Outpatient services.
  • Outpatient Laboratory and Radiology services.
  • Outpatient Prescription Drugs and dressings.
  • Physiotherapy, outpatient surgical operations.

Dental Cover

  • Dental consultations and gum diseases.
  • Extractions
  • Fillings (except precious metals)
  • Scaling
  • Dental X-Rays
  • Dental Prescriptions

Optical Cover

  • Routine optical consultations.
  • Optometrist consultations and eye examinations.
  • Prescription of frames. Frames are limited to KES. 10,000 a prescription.
  • Prescribed lenses and replacement of lenses.
  • Optical Prescriptions.

Maternity Cover

  • Inpatient cost incurred for normal and caesarean deliveries
  • Labor and recovery wards
  • Professional fees
  • Pregnancy & Maternity related hospitalization
  • Other related ailments and complications including ectopic pregnancies and miscarriages.

Last / Funeral Expense Cover

Covid 19 Cover

The business owner and the employees are covered but up to a minimum of 10 employees.