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The Hifadhi Account allows you to keep your money safe, while only paying for the transactions you do, at really affordable rates.

Open Account Open Account
personal current account Kenya

The Hifadhi Account allows you to keep your money safe, while only paying for the transactions you do, at really affordable rates.

Keep your money safe, while only paying for the transactions you do

Available in KES, USD, GBP or EUR currencies, offering low transaction rates and no monthly charges on a convenient and digitally accessible current account.

Features

Debit Card

24/7 ATM withdrawal anywhere in the world

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Easy Access

Easy banking with a global, round the clock access to your account through our digital banking platform

Cheque book

Make payments and manage your finances with a convenient cheque book.

Online Banking and Mobile App

Enjoy convenient banking anytime anywhere with mobile banking and online banking. Transfer funds between accounts, buy airtime, manage your account and your personal details.

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Key Features & Charges

Minimum opening balance
KES 2000
USD 50
gbp 50
EUR 50
Monthly account maintenance fee No Monthly Maintenance Fee No Monthly Maintenance Fee No Monthly Maintenance Fee No Monthly Maintenance Fee
VISA Debit card purchase transactions FREE FREE FREE FREE
SCB ATM cash withdrawal Charges KES 35 USD 0.30 GBP 0.20 EUR 0.30
Local Transfer Between SCB KE Accounts FREE FREE FREE FREE
Local Transfer from SCB  to Local Banks (RTGS) KES 500 USD 5.00  GBP 3.50  EUR 4.00
Local Transfer from SCB  to Local Banks (Pesalink) As per Service & Price Guide As per Service & Price Guide As per Service & Price Guide As per Service & Price Guide
International Transfer KES 1400 0.25% of  Amount
MIN USD 15
MAX 100		 0.25% of  Amount
MIN GBP 10.23
MAX GBP 73.00		 0.25% of  Amount
MIN EUR 12
MAX EUR 80
Online Banking access FREE FREE FREE FREE
Mobile Banking access FREE FREE FREE FREE
Monthly eStatements FREE FREE FREE FREE
Crossed Cheque book issuance As per Service & Price Guide As per Service & Price Guide As per Service & Price Guide As per Service & Price Guide
Other charges As per Service & Price Guide As per Service & Price Guide As per Service & Price Guide As per Service & Price Guide

Eligibility & Documents

Eligibility

  • Nationality: Kenyan citizen / Resident Age requirement: Minimum 18 years old

Documents

  • Mandatory supporting documents for Kenyan citizens and Non Kenyan residents:
  • Original / copy of National ID or valid passport
  • SC Mobile: Selfie / Portrait In-Branch: One passport size photograph
  • If US Person, upload W-8 BEN / W-9 BEN form.
  • If US Green Card holder, upload W-9 BEN form
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IPHONE AND ANDROID APPS

Open an Account anytime, anywhere with our award-winning iPhone and Android mobile banking apps.

FAQs

  • An account that allows you to pay as you transact, with the added benefit of no monthly fees.

  • Simply go to App store or Google Play and download our SC Mobile KE application. It is easy, convenient and user friendly.

Terms & Conditions