Standard Chartered Priority Banking Visa Infinite credit card fees and charges
|Finance / interest charges
Click here to know more about the Credit card Tiered Interest Rates
RM800 (2 years annual fee waiver, subsequent years will be waived with minimum spend of RM10,000 per year3 per card)
||Principal Card : RM25
Supplementary Card : RM25
|Minimum Monthly Repayment
||5% of the outstanding balance or a minimum of RM50, whichever is higher
|Late Payment Charges
||Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.
Late payments charges are capped at a maximum of RM100 per account
|Cash Advance Fee
||Up to 5% or a minimum of RM25 will be imposed for each transaction
||A Fee of RM50 will be charged if Cardholder had exceeded his/her approved credit limit.
|Conversion for Overseas Transactions
||1. Transactions in a currency other than Ringgit Malaysia shall be converted at the exchange rate determined by Visa International / MasterCard Worldwide / the Bank and with such fees, charges and commission as determined by Visa International / MasterCard Worldwide on the date the transaction is processed.
2. The Bank will charge a 1% administration fee on the amount transacted in foreign currency or amount transacted overseas with any MasterCard Credit Card and/or Visa Credit Card.
|Cross Border Fee
||Visa International / MasterCard Worldwide will impose a 1% cross border fee on online transactions at merchants with overseas payment gateway.
|Click here to know more about the Credit card Fees & Charges.
The actual credit limit is subject to the Bank’s approval and will be made known when you receive your card.
The actual credit limit is subject to the Bank’s approval, and will be made known when you receive your card.