Yield Enhancement

One of your valuable assets – Excess cash

Good cash management for your business means the careful assessment of the level of cash on hand and ensuring that idle funds are wisely invested. It is because this cash need not lie idle as a stockpile.

  • Careful assessment of the cash level required to meet your business commitments
  • Ensuring that idle funds are invested to optimize the returns on your cash

While this cash is not necessary for daily operational needs, it need not lay idle as a cash stockpile. Prudent management of your excess cash can have a significant impact on the ability to fund your business expansions and improve your business profitability.

Optimizing the management of your excess cash

Making the smartest decision to manage your excess cash is as important a business decision as any. You may consider the following steps before you make that decision:

Step 1: decide on how much to invest
Step 2: understand where to invest

As an entrepreneur, your greatest opportunities may lie in investing in your own business. Accordingly, you may want to invest your excess capital in liquid, comparatively low-risk investments. This investment portfolio will enable you to tap into this capital when the business climate demands it.

Maximizing returns on your excess cash

We are your business partner. We provide you access to investment expertise to secure higher yielding solutions based on your business' needs and risk profile. We also offer preferential pricing on higher investment volumes.

Yield Enhancement Solutions:

Fixed/Term Deposit Accounts

A short term investment product enabling you earn more on your excess cash based on mutually agreed interest rates for placement of the funds for fixed tenors of 30, 60, 90 or 180 days. In addition to earning interest on your deposit, you can also use it as security for borrowing from the bank.

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