Business Banking

Welcome to Standard Chartered Business Banking

We make banking easy, so you can focus on what matters most to you and grow your business.

Business Banking

Funding your growth

As you expand your horizons, you need solutions that keep pace with your growth. Whether it’s working capital, trade finance, or financing for a new office space or business equipment, we help unlock the potential of your business with a variety of loan options and credit facilities.

Loans & Working Capital
Working Capital solutions

Our Working Capital solutions are designed either as an advance or overdraft to support businesses with funds to satisfy both short-term obligations and operational expenses.

Long Term loans

Whether for business expansion and upgrade or asset finance, businesses can access up to N360 million with repayment period of up to 10 years.

Business Mortgage

Purchase a property or borrow against an existing one and enjoy flexible payment options to scale up your business in no time.

Loan Against Property or Investment

Business owners can have access to up to equivalent of $1,000,000 facility without liquidating or losing returns on their current investment.

Business Banking

Making business banking easy

We know that cash flow, skilled staff and time are often the most precious resources for businesses. Therefore our business banking solutions are designed to make banking easier and quicker, so that you can devote all your resources to your business.

Business Accounts
Business Current Account

A business account that provides access to funds for transaction banking and cash management services

Business Essential Account

A bundled product designed to give small businesses the advantage of reduced transaction charges and offers convenience

Goldcrest Account

A business account designed for clients with high volume local transactions

Visa Business Electronic Card

First electronic payment card tailor-made for small and medium enterprises in Nigeria

Business Premium Account

Designed to give established businesses the advantage of saving cost and opportunity to earn more

SC Business Hybrid Account

A checking account offering zero account maintenance fee and interest earnings on saving. SC Business Hybrid Account has the flexibility of both a savings and current account and suitable for businesses willing to set aside funds to save

SC School Account

We are here to support you at all stages of your school expansion journey

Yield Enhancement
Fixed/Term Deposit Account

A short term investment product enabling you earn more on your excess cash based on mutually agreed interest rates

Investment Services

We offer a wide range of professional services with a team of trained, experienced professionals

Cross Border

Expand your business beyond your home country with the help of our Dedicated Relationship Managers

Business Banking

Protecting your business

Your business faces numerous risks every day. Some are a part of your business model but others need to be managed actively. With the right advice and risk management solutions, you can focus on growing your business safely while securing the future of those who depend on it.

Business Protection
Foreign Exchange Solutions

We bring you solutions to hedge your foreign exchange risk and help you focus on your core business activity

Our Products



Designed for businesses, Straight2Bank is an award-winning online banking platform for all your transactions.


This is to inform that by clicking on the hyperlink, you will be leaving and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting