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Earn up to 3.88% p.a. interest1 with the Bonus$aver account on your first S$100,000 deposit

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Earn up to 3.88% p.a. interest1 with the Bonus$aver account on your first S$100,000 deposit

Employee Banking Benefits


  • Debit card annual fee

    Annual fee waived for the first year



For Walk-In Customers

  • Debit card annual fee

    S$20 including GST



Receive a Luggage or Fitness Tracker and up to 138 cashback upon successful application
Receive a Luggage or Fitness Tracker and up to 138 cashback upon successful application


Eligibility & Documents


  • Nationality: Singapore citizen / Singapore permanent resident / foreigner
  • Age requirement: 21 – 65 years old
  • Employment Pass Holders: Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes. Q Pass holders must have a minimum of one year validity remaining on their passes

Documents Required

  • A copy of applicant’s NRIC (front and back) or Passport
  • Any one of the following:
    • Letter from Employer confirming employment status with:
      • Applicant’s name and NRIC, company letterhead and stamp; and signed by authorised signatory OR
      • Recent (within last 3 months) original utility bill OR
      • original other bank statement, reflecting the same address as applicant’s NRIC
    • Telecommunications bill
    • Tenancy agreement
  • If you are a Non-Permanent Foreigner Residing in Singapore, a copy of any one of the following issued by Immigration & Checkpoints Authority (ICA) or the Ministry of Manpower (MOM):
    • Work Permit
    • Employment Pass
    • Student Pass
    • Dependent’s Pass

Key Charges

Fall-below fee
(per month)

  • Note: Fall-below fee of S$5 per month is chargeable if the minimum average daily balance falls below S$3,000 in any particular month.
Monthly service charge $0
Credit card annual fee S$214 including GST (Free for first 2 years)
Debit card annual fee 1st year: Free
Subsequent year: S$20 including GST
Cheque book charges 1st cheque book: Free
Subsequent cheque book(s): $15 each
Early Account Closure (within 6 months) S$30

  • Note: If the Bonus$aver account carries a balance of S$0 for 6 consecutive months, it will be automatically closed.

Important Notes

  1. Your account must be in good standing. Bonus interest is in addition to prevailing interest, and the total interest you can receive is a maximum of 3.88% p.a.. Please visit sc.com/sg/bonussaver-tnc for full terms and conditions of the Bonus$aver Product Terms.
  2. Monthly credit of minimum S$3,000 nett by your employer via GIRO.
  3. Minimum investment of S$30,000 in a single eligible unit trust or purchase of eligible regular premium insurance policy of minimum S$12,000 annual premium. Bonus interest is payable for 12 months in the first year of purchase only.
  4. Minimum 3 eligible bill payments per month, each of a minimum amount of S$50 via our online banking platform or GIRO.
  5. You are entitled to receive a Gift only if you (a) successfully apply for both Bonus$aver current/cheque account and Bonus$aver World Mastercard® Credit Card and (b) deposit and maintain a Minimum Deposit of S$10,000 or S$50,000 into your new Bonus$aver Account. The type of Gift that you can be eligible for shall depend on your Mode of Application for the Bonus$aver Account and Bonus$aver Card and the amount of Minimum Deposit that you place in your new Bonus$aver Account. In addition, if you apply at any of our Employee Banking or public road shows (each an “Event”) during the Promotion Period, and successfully open a Bonus$aver account, you will be eligible to redeem an additional Star Wars Tsum Tsum Medium Plush collectible gift (“Additional Gift”) (subject to a minimum deposit of S$10,000 within 1 month of account opening and maintaining it till the end of the following calendar month, failing which a S$20 charge will be imposed). If you are eligible to redeem the Additional Gift, the Bank will, at its sole and absolute discretion, either (a) send you a notification to redeem the Additional Gift at a designated redemption centre or (b) make available the Additional Gift to you for redemption at the Event. Please visit sc.com/sg/bs-gifts for full terms and conditions of the Bonus$aver Sign-up Gift (1 Mar – 31 Jul 2017) Promotion. All images shown are for illustration purposes only.
  6. To be eligible for any sign-up gift (“Gift”), you must apply for the Eligible Products offered by Standard Chartered Bank (Singapore) Limited (the “Bank”), through the Standard Chartered Employee Banking Programme, and your applications must be approved by the Bank by 31 July 2017. For the avoidance of doubt, you accounts must be valid and in good standing at all times. You are eligible to receive Gift(s) under one (1) option only for the Promotion, on a first-come, first-served basis, whilst stocks last. The Employee Banking Sign-Up Gift Promotion Terms and Conditions apply. Images of the gift(s) are for illustrative purposes only. Xiaomi, American Tourister or Watchdata is not a participant in or sponsor of the Employee Banking Sign-Up Gift Promotion. Visit here for full terms and conditions, including eligibility and exclusions.
  7. To be eligible for the Credit Cards Sign-Up Promotion (“Promotion”), you must successfully apply for an eligible credit card (“Eligible Card”) issued by Standard Chartered Bank (Singapore) Limited (the “Bank”) as a new principal cardholder before 30 June 2017 and you must not have any existing/previously cancelled principal card in the last 6 months with the Bank. If you have an existing/previously cancelled credit card you may receive up to $20 cashback upon approval (up to a maximum of 2 Eligible Cards). The sign-up cashback will be awarded within 30 days of card activation. No cashback will be given if you have reached the cashback cap of $138 in previous credit card sign-up promotions. Visit sc.com/sg/credit-cards/cardssignup-tnc/ for the full Credit Cards Sign-Up Promotion (1 February to 30 June 2017) Promotion Terms and Conditions and the choice of sign-up gifts available. “Eligible Card” refers to Unlimited Cashback Credit Card, Platinum Visa/Mastercard® Credit Card, MANHATTAN World Mastercard® Credit Card, SingPost Platinum Visa Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card or PruPrestige Visa Signature Credit Card.
  • “Eligible Card” refers to Platinum Visa/Mastercard Credit Card, MANHATTAN World Mastercard Credit Card, SingPost Platinum Visa Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card and PruPrestige Visa Signature Credit Card.

Disclaimer: This document does not constitute an offer, recommendation or solicitation of an offer to enter into a transaction or adopt any hedging, trading or investment strategy. It has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation. It has been prepared without regard to the specific investment objectives, financial situation or particular needs of any particular person. You should seek advice from a financial adviser on the suitability of an investment for you, taking into account these factors before making a commitment to invest in an investment. We are not the underwriter of any insurance policy, and are merely the distributor for the relevant insurer.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.