Comprehensive 24-hour worldwide protection with cash benefits, medical support and recovery assistance

Yes, exclusions include pre-existing conditions, certain occupational activities and childbirth/pregnancy. For more information and the full list of exclusions, please refer the Policy Wording.

No, the premiums for Allianz Accident Protect Plus will not increase with age.

Yes, certain benefits such as death and disablement benefits are claimable under all policies. For any expenses actually incurred such as Medical and Surgical expenses, only the amount that is not recoverable from any other insurance policies will be reimbursed.

Yes you can, as long as you hold a valid Singapore identification document such as a Singapore NRIC, Employment Pass, Work Permit, Long Term Visit Pass, Student Pass, Dependent’s Pass or other recognised work pass entitling the holder to remain in Singapore.

You can contact the Claims Department at Claims@allianz.com.sg or +65 6222 1919 as soon as possible and complete a Claim form to assist the claim process. Written proof of the accident such as police report, invoices and all supporting documents must be furnished as proof of claim.

No medical examination is required.

You must be between 18 and 65 years old on the first effective date of the Policy, or up to 80 years old for renewal policies. For your children, they must be between 30 days and 18 years old and this can go up to 24 years old if they are registered as full time students at an Educational Institution.

Non-manual: Occupations of administrative indoor or outdoor nature or involving light manual work without the use of tools or machinery or anything hazardous (eg. architect, doctor, lawyer, salesperson, homemaker, waiter).

Manual: Occupations involving manual work with the use of tools or machinery or whose work environment is in high altitude or of hazardous nature (eg. baker, driver, mechanic, plumber, veterinarian, security guard).

Do note that there are some exclusions for when an Insured Person is performing any of the following occupational activities:

1. Full time military, airforce, navy, police and civil defence personnel (other than activities that are sedentary desk-bound duties, SG National Service or reservist training);
2. Any professional sportsman, motor car/bike racer, entertainer, stuntman, jockey, wood working, welding;
3. Any air/sea crew;
4. Any off-shore occupations (shipcrew, diver, oil-rigger, fisherman);
5. Any construction worker; and/or
6. Workers engaged in maintenance, cleaning, roofing or repair activities involving scaffolding or gondolas.

For more information on the full lists of exclusions, please refer to the Policy Wording.

Yes you can purchase a policy for your legally married spouse and children. However, parents, parents-in-law and siblings are not permitted.

Yes, provided that you did not reside outside of Singapore for more than 90 consecutive days before the Accident. If you did reside outside of Singapore for more than 90 consecutive days, then only the Death and Permanent Disability benefits are payable.

Yes, you can cancel the policy at any time by informing Allianz at CustomerService@allianz.com.sg or +65 6222 1919 with your full name, NRIC and policy details. Allianz will refund the premium on a pro-rata basis.