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Important Information


  1. This 160th Anniversary Promotion (“Promotion”) is jointly organised by Allianz Global Corporate & Specialty SE Singapore Branch (“Allianz”) and Standard Chartered Bank (Singapore) Limited (“SCBSL”). This Promotion is valid from 22 May 2019 to 8 January 2020, both dates inclusive (“Promotion Period”).
  1. By participating in this Promotion, you hereby agreed to be bound by these Promotion T&Cs.


  1. If you purchase an Allianz Accident Protect, Hospital Income Protect, Home Protect, and/or International Health Policy (each a “Policy” and collectively the “Policies”) during the Promotion Period through SCBSL, you will be entitled to:
    1. a 16% discount off your first year’s premium on the Policy (“Promotional Discount”); and
    2. two (2) Allianz Travel Protect Single Trip travel insurance e-Vouchers, each for a 10-days individual silver plan within the Asia Pacific region, worth a total of S$106 (the “Gift”).
  1. For Policies purchased under the family plan, only the main insured policyholder will be entitled to the Gift.
  2. For the avoidance of doubt, you will be entitled to both the Promotional Discount and the Gift for every Policy purchased, regardless of premium payment mode (either annually or monthly).
  3. This Promotion is applicable to new applications during the Promotion Period only and is not valid with other promotions, discounts, offers, vouchers, rebates or privileges.


  1. If you are eligible to receive the Gift, a redemption letter for the Gift will be issued and sent by email to you within 2 months after the date of purchase. The Gift must be redeemed from Allianz in accordance with the instructions stated in the redemption letter. SCBSL or Allianz may at its sole discretion at any time and without prior notice substitute or replace the Gift with any other gift of equal or similar value.
  2. By purchasing any Policy during the Promotion Period for the qualification of the Gift, you consent to the collection, use and disclosure of your personal data to Allianz for the purpose of Gift redemption only.
  1. The Gift can be redeemed by another party at the policyholder’s discretion, as long as it is in accordance with the instructions stated in the redemption letter.
  2. The Gift and redemption letter are not exchangeable for cash, credit or any other item in part or in whole. Any redemption letter that has expired or been lost will not be replaced.
  3. The Gift can be redeemed at https://www.einsure.allianz.com.sg/eredemption and is subject to additional terms and conditions as per the redemption portal.
  4. SCBSL is not the supplier of the Gift and is not obliged to assist or act on your behalf in communicating with the supplier of the Gift for any reason. You accept the Gift as it is and subject to any terms and conditions that the supplier of the Gift may impose. Any Gift that is not collected within the deadline stated on the redemption letter will be forfeited.
  1. Allianz and SCBSL make no representation or warranty whatsoever as to the quality or fitness for purpose or any other implied terms or conditions with respect to the Gift. Neither Allianz nor SCBSL will be liable for any injury, loss or damage whatsoever arising from the Gift.

General Terms

  1. You may cancel the Policy at any time by giving seven (7) days’ written notice of cancellation to Allianz. Provided no claim is/has been made under the Policy, you may be entitled to a return of premium, subject to Allianz’s short period rates as stated in the terms and conditions of each Policy.
  2. At the point of redemption, your Policy should be active. If you cancel your Policy at any time before the expiry date of the Policy purchased, Allianz reserves the right to deduct the value of the Gift from the refund premium in accordance to the Policy terms and conditions, if any. Where the value of the Gift exceeds the refund premium, no refund will be given and a further deduction to match the exceeded Gift value will be made from your given credit card.
  3. Allianz and SCBSL reserve the right to vary, modify, add or delete any of these Promotion T&Cs, including terminating, shortening, extending or withdrawing this Promotion or substituting this Promotion with any item (which may or may not be of equivalent or similar value), without prior notice or reason.
  4. Allianz and SCBSL reserve the right to determine, at its sole and absolute discretion, your eligibility to participate in this Promotion, and decision of Allianz and SCBSL in all matters relating to this Promotion is final and conclusive and no correspondence will be entertained.
  5. In the event of any inconsistency between these Promotion T&Cs and any brochures, marketing or promotional materials relating to this Promotion, these Promotion T&Cs shall prevail.
  6. All matters or disputes in relation to these Promotion T&Cs herein and its interpretation shall be subject to the decision of Allianz and SCBSL, which shall be final and binding.
  7. A person who is not a party to these Promotion T&Cs has no right under the Contracts (Rights of Third Parties) Act (Cap.53B) to enforce any of these Promotion T&Cs.
  8. These Promotion T&Cs are governed by and construed in accordance with the laws of Singapore, and any disputes regarding these Promotion T&Cs shall be subject to the exclusive jurisdiction of the Singapore courts.
  9. All information is correct at time of print.


  1. This document is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this document are products of and underwritten by Allianz and distributed by SCBSL. They are not products of, nor are they underwritten by SCBSL.
  2. Guaranteed elements (if any) are obligations of Allianz only. All insurance products are not deposits with, obligations of, or guaranteed by SCBSL.
  3. Your purchase of the Policy is subject to Allianz’s Policy terms and conditions. SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, SCBSL is acting in alliance with Allianz and not as an agent for customers. This document is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase the Policy. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether the Policy is suitable for you.
  1. These Policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz or visit the GIA or SDIC websites (gia.org.sg or sdic.org.sg).