This is to inform that by clicking on the hyperlink, you will be leaving sc.com/sg and entering a website operated by other parties.

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/sg

Proceed to third party website

Get covered for your hospitalization expenses.

Sg scb allianz hospital

Get covered for your hospitalization expenses.

Allianz Hospital Income Protect

Get covered for your hospitalization expenses with Allianz Hospital Income Protect. Underwritten by Allianz

Coverage / Benefits Schedule

Allianz Hospital Income Protect
Limit of Liability (SGD)
 Silver    Gold  Platinum  Child
Section 1: Basic Hospitalisation Benefits
(a) Daily Hospital Cash
(max 750 days per accident/illness)
$100 / day $200 / day $300 / day $50 / day
(b) Double Daily Hospital Cash in ICU
(max 90 days per accident/illness)
$200 / day $400 / day $600 / day $100 / day
(c) Recuperation Benefit
Payable from the 1st day of discharged from hospital after confinement in hospital for at least 7 consecutive days (max 30 days per accident/illness)
$100 / day $200 / day $300 / day n/a
(d) Medical & Surgical Expenses
(per accident)
$1,000 $2,000 $3,000 $1,000
(e) Ambulance / Transport Fee $200 per accident
(f) Infectious Disease Benefits
Lump sum payment due to diagnosis of Dengue, Zika, Malaria, Japanese Encephalitis, Chikungunya, and Hand Foot Mouth Disease
$200 / event $400 / event $600 / event $200 / event
NO CLAIMS BONUS of 10% each year, up to a maximum of 30%

Premium Table (Premiums displayed are inclusive of 7% GST and before discount)

Annual Premium (SGD)
18-30 years old  $231.12  $385.20  $539.28 $77.04
31-40 years old  $256.80  $436.56  $590.64
41-50 years old  $359.52  $603.48  $834.60
51-54 years old  $500.76  $847.44  $1,245.48
55-60 years old  $564.96  $950.16  $1,348.20
61-65 years old (renewal)  $821.76  $1,348.20  $2,080.08
66-70 years old (renewal)  $1,219.80  $2,234.16  $2,850.48
Monthly Premium (SGD)
18-30 years old  $19.26  $32.10  $44.94 $6.42
31-40 years old  $21.40  $36.38  $49.22
41-50 years old  $29.96  $50.29  $69.55
51-54 years old  $41.73  $70.62  $103.79
55-60 years old  $47.08  $79.18  $112.35
61-65 years old (renewal)  $68.48  $112.35  $173.34
66-70 years old (renewal)  $101.65  $186.18  $237.54


  • Claims related to COVID-19 may be eligible for Daily Hospital Cash and Recuperation Benefit within the policy terms and limits.

    – Daily Hospital Cash will be payable from date of quarantine if:

    • Quarantine centre is a licensed hospital/medical centre or is established and/or endorsed by the government; and
    • Insured has been confirmed to have been infected by COVID-19.

    – Recuperation Benefit will be payable from the first day of being discharged from the hospital, provided the insured has stayed in the hospital for at least 7 consecutive days (inclusive of days being quarantined).

  • Yes you can, as long as you hold a valid Singapore identification document such as a Singapore NRIC, Employment Pass, Work Permit, Long Term Visit Pass, Student Pass, Dependent’s Pass or other recognised work pass entitling the holder to remain in Singapore.

  • You must be between 18 and 60 years old on the first effective date of the Policy, or up to 70 years old for renewal policies. For your children, they must be between 30 days and 18 years old and this can go up to 24 years old if they are registered as full time students at an Educational Institution.

  • An Adult must be the Policyholder; however you can purchase a policy where only the child is insured.

  • Yes you can purchase a policy for your legally married spouse and children. However, parents, parents-in-law and siblings are not permitted.

  • Yes, provided that you were not residing outside of Singapore for more than 90 consecutive days before hospitalisation. If you did reside outside of Singapore for more than 90 consecutive days, then only 50% of the Daily Hospital Cash benefit would be payable.

  • No medical examination is required.

  • Yes, certain benefits such as the Daily Hospital Cash and Recuperation benefits are payable on top of any other insurance you have. For any expenses actually incurred such as Medical and Surgical expenses, only the amount that is not recoverable from any other insurance will be reimbursed.

  • Yes, you can cancel the policy at any time by informing Allianz at CustomerService@allianz.com.sg or 1800 222 1818 with your full name, NRIC and policy details. Allianz will refund the premium on a pro-rata basis.

  • Yes there are exclusions such as Pre-existing Conditions and certain occupational activities. Please refer to the Policy Wording for a full list of exclusions and for further information

  • Yes, the premiums are dependent on your age band. The current premiums increase as you get older.

  • You are eligible to claim this benefit when you have been hospitalised for more than 12 hours.

  • Yes, you can still claim under this policy even though you may own one or more Hospital Income Insurance policies with other companies.

  • There is no additional loading after a claim.

  • You can contact the Claims Department at Claims@allianz.com.sg or 1800 222 1818 as soon as possible and complete a Claim form to assist the claim process. Written proof of the accident such as police report, invoices and all supporting documents must be furnished as proof of claim.

  • No you are not. The No Claim Bonus is on a policy level, so any claim made by any person insured by the policy will mean that the policy is no longer eligible for the No Claim Bonus.

Important Notes


This webpage is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon acceptance of your application by Allianz Insurance Singapore Pte. Ltd., (“Allianz”). It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are underwritten by Allianz and they are not products of, nor are they underwritten by Standard Chartered Bank (Singapore) Limited (“SCBSL”).

SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, SCBSL is acting in alliance with the insurer and not as an agent for customers.  You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. If, after purchasing the policy, you decide that the policy is not suitable for you, you may terminate the policy in accordance with the free-look provision, if any, and Allianz may recover from you any expense incurred by them in underwriting the policy.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).