Note: Benefit limit is based on Allianz Cancer Protect Platinum Plan. Terms and conditions, and exclusions apply.
How Protection Makes a Difference
*Characters are fictitious for illustrative purpose only. Benefit limit is based on Allianz Cancer Protect Platinum Plan.
Coverage / Benefits Schedule
Allianz Cancer Protect | Benefit Limit in SGD | ||
|---|---|---|---|
Coverage | Silver | Gold | Platinum |
Major Cancer Benefit | $50,000 | $75,000 | $100,000 |
Non-Invasive Cancer Benefit | $10,000 | $15,000 | $20,000 |
Monthly Income Benefit | $1,500/month | $2,500/month | $3,500/month |
Please refer to the Policy Wordings for full details on the coverage, exclusions and all the other terms and conditions and FAQs for more information.
FAQs
If you claim for the Non-Invasive Cancer Benefit, Allianz will pay out this benefit in a one-time lumpsum and the benefit for Major Cancer will correspondingly be reduced. If you claim for the Invasive Cancer Benefit, Allianz will pay out this benefit in a one-time lump sum (less any amount paid out for the Non-Invasive Cancer Benefit), and the monthly income benefit up to 12 months, and thereafter the policy will be terminated.
Yes, you can cancel the policy at any time by informing Allianz at CustomerService@allianz.com.sg or +65 6222 1919 with your full name, NRIC and policy details.
If the policy is cancelled within the Free Look period of 14 days from the date you receives the Policy document, any premium and GST paid will be refunded in full, so long as no claim has been made.
However, if you cancel the policy after the 14- days Free Look period, where the policy premium is paid on a monthly basis, your monthly premium will not be refunded. Where the policy premium is paid on an annual basis, your refund will be the pro-rata premium for the unexpired period, subject to no claims being made.
If you wish to amend any policy details, you must let Allianz know at +65 6222 1919 for more details. Such amendment becomes effective after it has been confirmed and recorded by Allianz with issuance of endorsement.
Yes, you can purchase a policy for your legally married spouse and children. However, purchases for your parents, parents-in-law and siblings are not permitted.
You can only claim for this benefit once. Once the claim is made and accepted, no further Non-Invasive Cancer Benefit shall be paid, whether during the current or preceding Period of Insurance.
No medical examination is required. However, you will need to answer 2 to 3 underwriting questions at point of application for Allianz to determine if the application can be accepted.
Yes, there is a waiting period of 90 days from the effective date of the policy.
After the premium has been received, a confirmation email with the Welcome Letter, Policy Schedule, Product Factsheet, Policy Wording and Tax Invoice (if premium is paid yearly) will be sent to you by Allianz within 3 business days.
No, claims received from other insurance companies will not affect the benefit payable you can receive from Allianz Cancer Protect.
You can contact Allianz at Claims@allianz.sg or +65 6222 1919 as soon as possible and complete a Claim form and other required forms (if necessary) and submit along with supporting documents as proof of claim to assist the process.
Yes, the premiums for Allianz Cancer Protect will increase when you enter a different age band at renewal.
Yes you can, as long as you hold a valid Singapore identification document such as a Singapore NRIC, Employment Pass, Work Permit, Long Term Visit Pass, Student Pass, Dependent’s Pass or other recognised work pass entitling the holder to remain in Singapore.
You must be between 18 and 65 years old (both dates inclusive) on the first effective date of the Policy, or up to 79 years old for renewal policies. For your children, they must be between 30 days and 18 years old and this can go up to 24 years old if they are registered as full time students at an Educational Institution.
No, Allianz will only permit one policy per insured person.
Disclaimer
This webpage is not a contract of insurance and reference should be made to the actual policy for the exact terms and conditions applicable to the insurance policy, which will be sent to you upon acceptance of your application by Allianz Insurance Singapore Pte. Ltd. , (“Allianz”). It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are underwritten by Allianz and they are not products of, nor are they underwritten by Standard Chartered Bank (Singapore) Limited (“SCBSL”).
SCBSL shall not be liable in any manner whatsoever regarding your application or the contract of insurance. In facilitating insurance arrangements or in referring customers to any insurer, SCBSL is acting in alliance with the insurer and not as an agent for customers. You may wish to seek advice from a licensed or an exempt financial adviser before making a commitment to purchase this product. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this product is suitable for you. If, after purchasing the policy, you decide that the policy is not suitable for you, you may terminate the policy in accordance with the free-look provision, if any, and Allianz may recover from you any expense incurred by them in underwriting the policy.
This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Allianz or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).
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