You can now pay with your Standard Chartered Visa card using Tap to Pay contactless technology
Fumbling of coins or waiting to sign a receipt can be a hassle. With the contactless feature, making purchases is a whole lot easier.
Your card never leaves your hand while you are settling the payment, so you have even more peace of mind.
Continue to enjoy the benefits of your card on top of the contactless feature. Your card may still be inserted or swiped at card terminals for payments.
You can tap to pay with your Debit Card across a range of retailers in Uganda & globally. A tap and go sign is usually displayed to let you know that contactless cards are accepted at the terminal
This symbol is shown at a retailer if the merchant accept card payment with contactless feature
To pay, wave your card on the card reader at close range (less than 4cm from where the contactless logo appears).
Your transaction is confirmed by the illumination of the green indicator light.
A Contactless Card allows cardholders to make fast, convenient, and secure payments by simply tapping a contactless-enabled card anywhere contactless payments are accepted.
Contactless Cards have an encrypted microchip and antenna embedded within the plastic that transmits card information when used at contactless-enabled ATMs and point-of-sale (POS) terminals — just like EMV chip cards!
To validate the transaction, a unique, one-time-only number is generated by the contactless payment device — keeping your payment information securely encrypted throughout the entire process.
If contactless payment is not accepted, you insert your Card or swipe like you have in the past.
You are not required to utilize the contactless feature of your Card. If you choose, you can continue to insert or swipe your Card.
Look for the contactless indicator on the front of your debit card to determine if it’s capable of contactless payments. If you don’t see the symbol, you can still use the card by inserting or swiping it.
You can use contactless feature across a range of retailers including convenience stores, supermarkets, fast food chains, cinemas and so on. All merchants with a payment terminal displaying a wave symbol together with the VISA acceptance mark.
The maximum limit on each purchase / transaction is dependent on the type of card on holds. Below are the thresholds by card type beyond which one will be required to input your card PIN to complete the transaction
|Card Type||Number of Contactless Debits per Day||Cumulative amount of Contactless Debits per day||Amount for a Single Contactless transaction|
|Personal Banking Card / Gold Card||4||3,500,000||1,750,000|
Once Contactless feature /tap to pay is used, it will be governed by the terms and conditions that apply to your transactions made using a debit card.
Yes, while payment terminals offer the choice to pay with contactless technology, there is the option to pay by inserting your card into the card reader and use your PIN to complete the transaction
While random eavesdropping is likely to capture random unusable fragments of data and the security features together with the encryption techniques of the contactless card render the data useless for fraudulent usage, it is possible for someone to skim a contactless card if a fraudster’s contactless-enabled terminal is within a 2cm to 10cm range. The risk of such fraud is heightened significantly if you are in a public place where a lot of people have gathered. It is therefore advisable to keep cards that you don’t intend to use for such gatherings at home in a safe place.
We recommend that you follow the simplest preventive security measures against skimming:
Rest assured, only one payment will be required. During the payment process, the terminal cannot run a second transaction until the first has been completed.
It is advisable to present only the contactless card from which you’re making the payment in front of the terminal. The acceptance device has ‘anti-collision’ features, in the event the reader detects more than one payment card in your wallet; the card holder is instructed by the terminal to select a single card or the terminal may however terminate the entire transaction.
A receipt isn’t given as standard with contactless payment technology as this would impact the speed and convenience of the technology. However, you can always request one from the merchant after completing the transaction.
In May 2019, Standard Chartered Bank rolled out the Tap to Pay contactless technology on its Visa Debit Cards. Since then, Standard Chartered has been issuing contactless VISA debit cards to new and existing clients. Don’t have one yet? Standard Chartered shall issue you with a contactless card upon replacing or renewing your VISA debit card.
Yes. Just like EMV chip and magnetic strips, the payment technology of a Contactless Card can also be damaged. If you believe your Card has been damaged, you can conveniently request for a card replacement via the SC Mobile App. You can also contact us on (+256) 200524100 or (+256) 313294100 or email us at Ug.Service@sc.com for help.
Contactless cards that are lost or stolen are handled similarly to other Visa cards. Immediately login to the SC Mobile app to block your card or report to us by calling (+256) 200524100 or (+256) 313294100.
If you prefer not to use the contactless feature, you can continue to use the CHIP and PIN payment method on the card
No. As the industry continues to develop new ways to protect consumers, criminals continue to develop new ways to commit fraud—which is why the fraud prevention monitoring we provide is important. Contactless and Contact chip cards provide an additional layer of security when used at contactless-enabled and chip-enabled terminals. Please review our fraud prevention tips for information about recognizing fraud and steps you can take to help protect yourself from fraudsters.
No, the contactless card feature only applies to in-person transactions at contactless-enabled merchant terminals.
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