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Super E plus is a personal life insurance plan that allows you to save for a particular need in future such as special anniversary, purchase of a dream asset, retirement, etc…

The plan also offers additional risk cover that caters for unforeseen occurrences such as critical illness, physical incapacity and loss of life illness, physical incapacity and loss of life.

The Super E plus is available to all people within the age group of 18 to 65 years and will provide life insurance cover up to the age of 80 years, secured through payment of regular premiums.

You can choose to have a policy with a term of 12 and 16 years only with Maximum Sum assured of UGX 950 million and a minimum monthly contribition of UGX 250,000

Death Benefit: Upon the accidental death, we will pay 200% of the sum assured and in case of non-accidental death we will pay the highest of either the sum assured or the surrender value.

Critical Illness Benefit: in the unfortunate case of a member getting diagnosed of cancer, stroke, heart attack, kidney failure, we pay up to 50% of the sum assured and waive all the future premiums up to maturity

Disabilty Benefit: In case of permanent disability arising out of an accident leading to loss of two limbs or two eyes, we will pay 100% of the sum assured and for all other forms of permanent disability we pay the proportionate degree of disability as determined by a medical specialist. All future premiums will be waived, and the policy will be kept in force until maturity

Maturity Benefit: This is paid out at specified policy intervals with the first payout happening every after 4 years from inception in equal proportions until the maturity date when the final payout is made.

In case your priorities have changed and for some reason you do not wish to continue with the policy, you can do so by;

Surrendering your policy and encashing your savings up to the surrender value which is acquired after the policy has received at least 12 months’ worth of premium. Insurance company provides a minimum surrender benefit.

or

Request the insurance company to change the status of your policy and adjust your risk cover for death, disability and critical illness at no additional premium in future in which case the policy status will be changed to the paid up status; this option is available only if the policy has received premium for at least 36 months