Preserve Multiple Benefits from Fixed Deposits

Your personal needs will be assisted while enjoy the attractive interest rates from fixed deposits offered by Standard Chartered.

Quick and Easy

Get the funds in a quick and easy way with Wealth Lending facility from Standard Chartered. Wealth Lending facility also offers other benefits:

  • Available for Deposits in various foreign currencies
  • Loan facility up to 90% of your deposit value

Competitive Lending Interest Rates

Wealth Lending at Standard Chartered is offered with stable and competitive lending interest rates.

General Requirements

Requirements for Wealth Lending individual customers:

  • Valid National ID/ Passport
  • Loan Application Form
  • Pledge Agreement
  • Loan Purpose’s Documents

Please contact our Relationship Manager and we will help you to achieve your financial goals.


Late Payment Interest 150% of normal interest rate levied on Principal Outstanding on the daily basis
Early Redemption Fees In case loan tenor is equal or less than 12 months, Early Redemption Fee is 2% of the prepaid amount which is paid within the first 3 months from disbursement date.
In case loan tenor is more than 12 months, Early Redemption Fee is 4% of the prepaid amount.
Notarised copy of loan documents with SC Bank office stamps Personal segment: VND 100,000/ per document or copy
Priority segment: Free of charge

Terms and Conditions

Terms & Conditions

Terms & Conditions

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.