Right today, just plan for your dreams of vacation, education, a new car or furnish your house or anything you want

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Right today, just plan for your dreams of vacation, education, a new car or furnish your house or anything you want

Start planning for your dreams

Right today, just plan for your dreams of vacation, education, a new car or furnish your house or anything you want

Features

Fees & Charges
Details
Charges
Late Payment Interest 150% of normal interest rate levied on Principal Outstanding on the daily basis
Early Settlement Fee on full repayment 4% of the outstanding balance the first year, 2% the second year and 1% the third year onwards
Notarised copy of loan documents with SC Bank office stamps Personal segment: VND 100,000/ per document or copy. Priority segment: Free of charge

Eligibility & Documents

Eligibility

  • Vietnamese citizen
  • Age: 22- 60 years old
  • Minimum net monthly income via bank account: VND 6 Million
  • Minimum length of employment:
    • Probation must be completed
    • At least 3 months in current job. If not,
    • At least 1 year Labour Contract with previous employer is required
  • Having temporary residence at one of these areas:
    • HCMC
    • Ha Noi
    • Binh Duong

Document Requirements

  • You will need:
    • Personal Loan Application Form
    • Copy of valid ID/Passport
    • Copy of permanent residence book OR KT3
    • Proof of Income: Bank statement AND/OR Payslip for the most recent 3 months (6 months if variable income).
    • Employment documents: Copy of Labor Contract OR Company Certification about Joining Date.
    • Individual document requirements may vary depending on individual case
  • For payroll customer: Payroll Transfer Letter

FAQs

Useful Information

Terms & Conditions