Benefits

Features

building home

  • Up to 75% of collateral value
  • Up to 25 years loan tenor
  • Collateral: Title deed ready or Building Under Construction (Project list)

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money other cash

  • Up to 75% of collateral value
  • Up to 25 years loan tenor
  • Collateral: Title deed ready

money loan service

  • Up to 60% of collateral value
  • Up to 15 years loan tenor
  • Collateral: Title deed ready

people service query

Attentive client care and support team.

  • For applicants who are Vietnamese residents or Foreigners whose spouses are Vietnamese residents.
  • For applicants with co-borrowers who are Immediate Family Members.

Salaried client

  • Minimum age of 21 and maximum age of 55 (female) or 60 (male) at loan maturity
  • At least 3 months at current job or at least 1 year working experience

Self-employed client

  • Minimum age of 21 and maximum age of 70
  • At least 3 years in operation

You will need

  • Copy of National ID Card/ Passport (for Vietkieu or Foreigner only).
  • Copy of valid Work permit/ Visa.
  • Copy of Permanent Resident Book/ KT3/ HK09.
  • Copy of Marital Status Certificate/ Single Certificate or Divorce Certificate/ or Death Certificate of Spouse.
  • Copy of Property Ownership or related valid documents to Property which is used as Collateral.
  • Copy of Purchase Agreement, Reservation Agreement, … together with related payment invoice/receipt (if any).
  • Evidence of Loan Purpose (e.g. Construction license for renovation/ extension, Purchase contract for Home Loan).

For salaried customer

  • 3-month of the latest pay slips or bank statement signed and authorized stamp by the employer.
  • Evidence of employment

For self-employed customer

  • Certified true copy of Fixed Deposit and 6-month bank statement
  • Copy of Business License.
  • Evidence to show Length of relationship with the existing bank is more than 6-month and 1-year for PB and Non-PB respectively.
  • Proof of other incomes (if any), e.g. warehouse rental.
  • In case of joint account, provable document to show both must sign is required.

Latest fees and tariffs

Fees are only for reference and subject to changes from time to time. For detailed information, please contact our staffs or visit our branches.

Mortgage & Home Loans Buy your dream home sooner when you bank with Standard Chartered.

Disclaimer

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