Green Mortgage Benefits

Make a positive impact on society and the environment by taking out a Green Mortgage.

Features

building home

  • Up to 75% of collateral value
  • Up to 25 years loan tenor
  • Collateral: Title deed ready or Building Under Construction (Project list)

Read More
money other cash

  • Up to 75% of collateral value
  • Up to 25 years loan tenor
  • Collateral: Title deed ready

people service query

Attentive client care and support team.

Green Mortgage Loan Calculator

Please fill in the following information for an estimation of your repayment amount. The Approximate Monthly Repayment figure for mortgage is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final interest rate in accordance with applicable laws and amount that can be borrowed.

AMOUNT YOU WANT TO BORROW Please enter an amount between VND 200,000,000 and VND 999,999,999,999

    • 200000000
    • 999999999999

    Please enter an amount between VND 200,000,000 and VND 999,999,999,999

    COLLATERAL VALUE

    Please enter an amount between VND 200,000,000 and VND 999,999,999,999

    LOAN TENURE

    months

    Please enter a duration between 12 and 300 only.

    INTEREST RATE

    %

    Please enter an interest rate between 7.5% and 30% only.

    LTV

    %

    DOWN PAYMENT

    Interest paid comparison
    Tenure (in Months) EMI Total Interest Paid Principal Outstanding Loan

    The Approximate Monthly Repayment figure for mortgage is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final interest rate in accordance with applicable laws and amount that can be borrowed.

    Monthly Payment
    1st month interest amount

    • For applicants who are Vietnamese residents or Foreigners whose spouses are Vietnamese residents.
    • For applicants with co-borrowers who are Immediate Family Members.
    • The house going to be purchased in the list of Green Mortgage Financing Program.

    Salaried client

    • Minimum age of 21 and maximum age of 55 (female) or 60 (male) at loan maturity
    • At least 3 months at current job or at least 1 year working experience

    Self-employed client

    • Minimum age of 21 and maximum age of 70
    • At least 3 years in operation

    You will need

    • Copy of National ID Card/ Passport (for Vietkieu or Foreigner only).
    • Copy of valid Work permit/ Visa.
    • Copy of Permanent Resident Book/ KT3/ HK09.
    • Copy of Marital Status Certificate/ Single Certificate or Divorce Certificate/ or Death Certificate of Spouse.
    • Copy of Property Ownership or related valid documents to Property which is used as Collateral.
    • Copy of Purchase Agreement, Reservation Agreement, … together with related payment invoice/receipt (if any).
    • Evidence of Loan Purpose (e.g. Construction license for renovation/ extension, Purchase contract for Home Loan).

    For salaried customer

    • 3-month of the latest pay slips or bank statement signed and authorized stamp by the employer.
    • Evidence of employment

    For self-employed customer

    • Certified true copy of Fixed Deposit and 6-month bank statement
    • Copy of Business License.
    • Evidence to show Length of relationship with the existing bank is more than 6-month and 1-year for PB and Non-PB respectively.
    • Proof of other incomes (if any), e.g. warehouse rental.
    • In case of joint account, provable document to show both must sign is required.

    Latest fees and tariffs

    Fees are only for reference and subject to changes from time to time. For detailed information, please contact our staffs or visit our branches.

    Email Us: vaymuanha.scb@sc.com

    Call us:
    (84-28) 73000730 (HCM)

    (84-24) 73000730 (HN)

    Apply Now

    FAQs

    The BCA Green Mark certification scheme was launched in 2005, and is a green building rating system designed to evaluate a building’s environmental impact and performance from design to operational stage. The scheme is refreshed every few years to stay relevant. The refreshed scheme encourages the industry and professionals to collaborate and develop green building  solutions to raise  energy efficiency and attain standards to achieve sustainability outcome.

    An innovation of IFC, a member of the World Bank Group, EDGE (“Excellence in Design for Greater Efficiencies”), was created to respond to the need for a measurable and credible solution to prove the business case for building green.

    A global network of certifiers and accredited EDGE Experts support the collective ambition to mainstream green buildings and help fight climate change.

    You may do so at the following link here.

    Our Sustainable Product Framework and our Sustainable Finance Impact Report can be found here.

    The Bank has various products that support sustainability by generating social and environment benefits. For Green Mortgages, we are encouraging our customers to purchase green properties which have lower carbon footprints and consume less energy.

    Green Mortgage Loan Greening your life with our Standard Chartered Green Mortgage Loan

    Disclaimer

    This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/vn/en and entering a website operated by other parties:

    Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

    The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

    Thank you for visiting www.sc.com/vn/en

    PROCEED