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Transfer your balance and enjoy a convenient payment plan

Balance transfer business yield enhancing

Transfer your balance and enjoy a convenient payment plan

Balance Transfer

Interest on credit cards can mount up if you’re not careful. If you’re paying high interest rates on a credit card with another bank, transfer the balance to your Standard Chartered credit card and enjoy low interest rates & flexible repayment plan.

Fees & Charges

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.


Interest Rate Up to 3% monthly
Processing Fee Up to 4.2%
Early Settlement Charge 2% to 5% or AED 300, whichever is higher
Interest rates may be subject to change at the Bank’s discretion.


  • How does this work?

    Step 1. Call us on (+971) 600 5222 88 and give us the details of the card(s) you’re transferring from.
    Step 2. We will transfer the balance and you pay a small processing fee on the amount transferred.
    Step 3. Enjoy a flexible repayment plan.

Terms and Conditions

    • If you do not meet the repayments/payments on your credit card, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
    • If you make only the minimum repayment/payment each period, you will pay more in interest/profit/fees and it will take you longer to pay off your outstanding balance.
  • Balance Transfer Amount 10,000
    Period (Months) 6
    Processing Fee : 2% 200
    Interest/Profit Rate over the 6-month period 0%
    Interest/Profit Rate from Month 7 Onwards Annual Interest/Profit Rate: 41.4% Monthly Interest/Profit Rate: 3.45%
    *All Values are in AED
    Outstanding Balance Months Interest/Profit Minimum Amount Due+ Interest/Profit
    10000 Month 1 10000*0% = 0 110 + 0 = 110
    9890 Month 2 9890*0% = 0 110 + 0 = 110
    9780 Month 3 9780*0% = 0 110 + 0 = 110
    9670 Month 4 9670*0% = 0 110 + 0 = 110
    9560 Month 5 9560*0% = 0 110 + 0 = 110
    9450 Month 6 9450*0% = 0 110 + 0 = 110