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We offer you all-in-one solutions according to factors such as your business and trade model, working capital cycle and cash flow situations.

Water, Waterfront, Cargo Container

We offer you all-in-one solutions according to factors such as your business and trade model, working capital cycle and cash flow situations.

Business and Working Capital Loan

Business is complicated. That’s why we offer you Business Working Capital – a flexible bundle of working capital, trade finance, foreign exchange hedging facilities that is your one-stop solution for all short-term borrowing and trade needs.



  • A1: The eligible loan amount depends on some factors, which are associated with the needs of working capital amount and cycle, and collateral value. Our Relationship Manager will help you to estimate how much you can apply for.

  • A2: Our Standard Trade Tariff is available in the website click here. For interest rates and other pricing, our Relationship Manager will provide you the latest information on the pricing range.

  • A3: The documents required include, but not limited to the following:

    Facility Request Form;
    Business License, Tax Registration Certificate, Enterprise Code Certificate, Memorandum and Articles of Association, Board of Resolutions (if applicable) and Verification Report of Paid-up Capital;
    Taxable income documents for the latest 6 months;
    Bank Statement;
    Personal Guarantor’s ID Copy.

  • A4: Please contact us through any of the followings:

    Business Banking Customer Service Hotline 956083;
    or our nearest branch or sub-branch to your location.


  1. Lending product’s annualized interest rate is calculated based on simple interest methodology;
  2. This material is for reference only, and does not constitute offer or invitation for offer of any financial service or product. Please refer to relevant service or product terms for details of the service or product. Standard Chartered Bank (China) limited (the “Bank”) may alter any contents herein at its sole discretion at any time, and please make sure to check with your Relationship Manager for details. The Chinese version shall prevail in case of a discrepancy between the English version and Chinese version.