Rate for Ticket Sale in Ghana

Please be informed that based on the latest BOG rates, the new Rate of Exchange (RoE) to sell Ghana tickets is to be fixed at the rate of:

GHS 4.9950 to USD 1

The above rates will take effect from July 31, 2018.

Ghana Reference Rate

Please be advised that Ghana Reference Rate (GRR) for August 2018 is 16.1%.

SCB Risk Premiums and Indicative lending rates for July 2018

Risk premium (mark-up) as advised Bank of Ghana

Class of Borrowers Assessed Risk Premium Indicative lending rates
Retail Banking 9.63% to 25.06% 26.45% to 41.88%
Global Banking (2%) to 9.18% 14.82% to 26%
Commercial Banking 0% to 10% 16.82% to 26.82%

Factors contributing to the markup

  1. Cost of funds
  2. Market Premium
  3. Risk Premium
  4. Cost of loan maintenance and margin
  5. Credit grading and terms and conditions of the facility including but not limited to structure, tenor. Collateral, industry, etc
  6. Based on the Risk Profiles of Clients as per their Financials and Non-Financial information.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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