Rate for Ticket Sale in Ghana
Please be informed that based on the latest BOG rates, the new Rate of Exchange (RoE) to sell Ghana tickets is to be fixed at the rate of:
GHS 4.8200 to USD 1
The above rates will take effect from July 31, 2018.
Ghana Reference Rate
Please be advised that Ghana Reference Rate (GRR) for July 2018 is 16.11%.
SCB Risk Premiums and Indicative lending rates for July 2018
Risk premium (mark-up) as advised Bank of Ghana
|Class of Borrowers||Assessed Risk Premium||Indicative lending rates|
|Retail Banking||9.63% to 25.06%||26.45% to 41.88%|
|Global Banking||(2%) to 9.18%||14.82% to 26%|
|Commercial Banking||0% to 10%||16.82% to 26.82%|
Factors contributing to the markup
- Cost of funds
- Market Premium
- Risk Premium
- Cost of loan maintenance and margin
- Credit grading and terms and conditions of the facility including but not limited to structure, tenor. Collateral, industry, etc
- Based on the Risk Profiles of Clients as per their Financials and Non-Financial information.