Standard Chartered Bank

SC Mobile HK

Standard Chartered Bank

Download from the App Store

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SC Mobile HK

Standard Chartered Bank

Download from Google Play

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SC Mobile HK

Standard Chartered Bank

FREE - In App Gallery

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Leave us your contact online via “Contact Us” and drawdown mortgage to earn extra Asia Miles!

 

Follow these 6 steps to complete your home purchase journey

 

Unchecked Step 1, Find out current mortgage policiesUnchecked step 2, Check what you can affordUnchecked step 3, Search for propertiesUnchecked Step 5, Choose the right mortgageChecked Step 6, Complete the home-buying process

 

Step 6: Complete the home-buying process

 

Sign the Formal Sale and Purchase Agreement

 

Once you have signed the Formal Sale and Purchase Agreement, you will need to make the following payments via your solicitor:

  • Full deposit (Together with the initial deposit paid, the total deposit will normally equal to 10% of the property price)
  • Government stamp duty

 

Mortgage application is approved

  1. Your solicitor will arrange for the signing of the Assignment Deed and Legal Charge
  2. Property inspection is recommended to better understand the condition of the property

 

Draw down your mortgage
  1. Your solicitor will notify us to disburse the mortgage loan amount to the seller via their solicitor
  2. Once the transaction is completed, you will receive the keys to your new property and the home-buying process is completed.

Complete the Home Buying Process

To borrow or not to borrow? Borrow only if you can repay!

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