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Upsize your Rewards and enjoy 5% Cashback* on your dining and fuel bills


Upsize your Rewards and enjoy 5% Cashback* on your dining and fuel bills

Travel and dine in style with the Standard Chartered Platinum Visa Credit Card.

Meet your lifestyle needs while enjoying a 5% Cashback* on your dining and fuel bills in addition to other Rewards


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Key Features & Charges

The bank reserves the right and discretion to change the rates below.
Annual Fee KES 7,000
Over Limit Fee KES 3,000
Late Payment fee KES 1,500
Monthly Interest Rate 3.0%*
Cash Advance Fee 4%
Supplementary Card Annual Fee KES 2,000
Credit Card FX Transactions (minimum FX margin for international POS or cash sale) 2.50%
Other charges As per Fees & Charges Guide

Eligibility & Documents


  • Minimum age 21 years old
  • Minimum Monthly Income from Kes. 50,000*
  • Available to existing Standard Chartered Clients who have a Current or Savings Account with the Bank


  • Pay slip
  • Photocopy Passport or ID
  • Photocopy Work Permit if applicant is an expatriate
  • Bank statement with 2 salary credits if not banking with Standard Chartered

    *Terms and Conditions apply


  • With your Standard Chartered Visa Debit and Credit Card, we reward you with points every time you spend KES 100 either on POS (Point of sale terminal or online spend). Click “Register” at the top of the page and begin tracking and redeeming your points. To know more about the 360° Rewards Program or to apply for a Standard Chartered Visa Debit and Credit Card call us on +254 20 329 3900.

  • All eligible* spends on your Standard Chartered Visa Debit and Credit Card automatically earn you 360° Rewards Points. If you spend the equivalent of Kes. 100 you will earn 1 point for Gold, 1.5 points for Platinum card and 2 points for Infinite card. For transactions made on Supermarkets, you will earn double the above points, while earn triple the points for online and international spend. You can redeem your rewards for air tickets, hotel stay, hire a car, shop online and get gift or shopping vouchers.

    *Please note that spends on fuel and dining merchant categories using your Standard Chartered VISA Credit Card will not earn 360° Reward points as Cash Back is received for these transactions

  • Cashback* is earned on Retail Transactions at specific Merchants which are Fuel and dinning merchant categories.
    The list of Merchant Category Codes that get included in this programme are at the sole discretion of Standard Chartered Bank and is final and binding to the programme. Merchant Category Codes may be increased, decreased or modified as determined from time to time by Standard Chartered Bank.

  • Credit Shield Insurance is an optional insurance cover that will provide financial security to you and your family in case of any unforeseen circumstances. Your decision whether or not to take this product will have no bearing on your Credit Card application processing.

    Period of Coverage:
    Coverage will be valid as long as the premiums are paid on a monthly basis, subject to the terms and conditions.
    Scope of Coverage:
    The CSI will provide insurance cover for situations where you are unable to pay the outstanding balance on your credit card in the event of:

    • Loss of life
    • Permanent Total Disability
    • Critical Illness
    • Temporary Total Disability (for self-employed cardholders only)


    The premium will be 0.08% of the monthly outstanding balance on your credit card, charged monthly. There will be no premium charged for a month where the outstanding balance on your card is zero.

Terms & Conditions