The Arpico Privilege Credit Card

Save more on day to day retail purchases

The Arpico Privilege Credit Card

Save more on day to day retail purchases

Arpico Privilege Points

3 Arpico Privilege points for every Rs.100 spent at any Arpico Supercenter and 1 point for every Rs. 200 spent anywhere locally or overseas.* Learn more
Travel Insurance

Purchase your return Air Ticket using your Standard Chartered Credit Card. You and your family will be entitled to a complimentary Travel Insurance cover. Learn more
Loan on Card

Easy loan facility to get the cash you need in quick time and with no documentation. Enjoy repaying the transaction in equal monthly instalments at preferential rates. Learn more
+ More

Smart Cheque

Make payments to educational institutions or any other Merchant establishment with your Credit Card. Enjoy repaying the transaction in equal monthly instalments at preferential rates.

Credit Ease

Transfer outstanding balances from your other bank Credit Cards to your Standard Chartered Credit Card and enjoy convenience and savings

Easy Pay

Repay Banquet and Medical transactions in equal monthly instalments at rates.

e-Statements

Help save trees and keep the world greener by choosing to sign up for e-statements.

SMS Banking

A secure and convenient way to access your account information instantly at any time anywhere

Pay by Phone

Pick up the phone and pay all your routine bills, even transfer funds and remit money. It’s that easy!

iBanking

Do all your banking transactions online from home, office or on the move. Simply log in!

Safety Net

Pay a nominal monthly premium and cover your Credit Card outstanding balance up to Rs.2 Million

Smart Wallet

Safeguards yourself against fraudulent usage of your Credit Card in case of loss of your wallet

Fees	Charges (Platinum)	Charges (Gold)
Annual Fee – Primary Card)	Rs. 5,250	Rs. 3,000
Annual Fee – Supplementary Card	Rs. 2,000	Rs. 1,000
Joining Fee – Primary Card	Rs. 1,500	Rs. 500
Joining Fee – Supplementary Card	Free	Free
Cash Advance Fee	Rs. 990	Rs. 990
Late Payment Fee	Rs. 990	Rs. 990
Over Limit Fee	Rs. 990	Rs. 990
Interest rate (Retail and Cash Advances)	2.33% p.m. (28%p.a.)	2.33% p.m. (28%p.a.)
Interest Free Period	Up to 48 days free of interest, provided the previous months total outstanding is paid by the due date in full
Minimum Amount Due	100% fees/charges/interest, 100% of the fixed monthly instalments and 1% of the balance transfers/cash advances/retail transactions or Rs.500/=, whichever is higher or the minimum amount due appearing on your monthly statement.
Payment Due Date from Statement Date	18 Days
Cash Advance % on Credit Limit (Maximum)	50%

Eligibility

Income
- Platinum Card Applicant should have a permanent job that pays a minimum net income of Rs. 50,000
- Gold Card Applicant should have a permanent job that pays a minimum net income of Rs. 30,000
Age
- Minimum 18 years old

Documents

You will need
- Copy of Identification (NIC / Passport / DL)
For Salaried
- Certified latest salary slip or letter from employer confirming salary
- Proof of variable income for the last 3 months
- Proof of any other fixed allowance
- Billing proof
For Self-employed
- Letter from auditor confirming annual Income for the last 2 years
- Business Registration Certificate
- Bank statements of the previous 6 months (Company & Personal)
In the event more information is required the Bank will contact you

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The Arpico Privilege Credit Card

Save more on day to day retail purchases