Complementing your everyday purchases
point every LKR 100 spent at any Arpico super centre
point for every LKR 200 spent anywhere
travel insurance with your air ticket purchases for you and your family
3 Arpico privilege points for every LKR 100 spent at any Arpico super centre and 1 point for every LKR 200 spent anywhere locally or overseas.Read More
Easy loan facility to get the cash you need in quick time and with no documentation. Repay in installments.Read More
Cardholders with contactless (wave-like) symbol on their card can now enjoy the fast and secure paymentsRead More
A secure and convenient way to access your account information instantly at any time anywhere.Read More
Safeguards yourself against fraudulent usage of your credit card in case of loss of your wallet.Read More
Enhanced security on Debit and Credit Card Transactions
Up to 48 days free of interest, provided the previous months total outstanding is paid by the due date in full
100% of the fixed monthly instalments and 1% of the balance transfers/cash advances/retail transactions or Rs.500/=, whichever is higher or the minimum amount due appearing on your monthly statement.
Click on “Apply Now”
It would take 4 – 6 working days for processing. You may call our Client Care hotline on 0112480480 or your Relationship Manager to check the status.
You will receive an SMS notification on the credit card dispatch details if the credit card is approved. You will receive an SMS notification if the credit card is declined.
You will not receive a PIN. You can create your own PIN at your convenience using Online Banking or the Mobile Banking option.
You can activate the credit card at your convenience using Online Banking or the Mobile Banking option. Alternately, you may call our Client Care hotline on 0112480480 to activate.
Immediately notify the Bank by calling our Client Care hotline on 0112480480 or access Online Banking or Mobile Banking to have the card blocked.
Yes, you may use the card at any LankaPay or Visa enabled ATM to withdraw cash up to 50% of the credit limit based on the availability. This service is subject to charges.
Your statement will specify the Payment Due Date by when at least the Minimum Amount Due mentioned on the statement must be paid.
The due date is generally set at 18 days from the statement date.
Interest free period may differ for each transaction based on the date of transaction posting. However, you are entitled to a minimum of 18 days of Interest free period. This could range for a maximum of 48 days.
If you pay the total due amount as per the statement, by the due date, you will not be charged with any interest charges.
No Interest charges apply (excluding cash advances) if the total due amount as per the statement is paid on or before the payment due date. If only a part payment is made by the due date or no payment is made, or payment is made, but after the due date, interest charges will apply on the Bank’s current interest rate on the daily balance for the previous statement and the new purchases until the entire balance is fully settled.
Please refer below illustration that explains the calculation. Click here.
Cash advance is subject to a cash advance fee and Interest charges will be applicable on the cash advances from the date of transaction until the repayment in full.
Please hand over a written request to the closest Branch after settling the total due amount on the credit card.
You may contact us via following methods for your inquiries or to make your complaints.
24-hour hotline: +94(11)2480 480
Email : Feedback.RC@sc.com
Address: Head, Client Experience Unit, No. 37, York Street, Colombo 1.
We will address your complaints within a time period of less than 5 days from the date which the complaint was made to the Bank. If you do not get a satisfactory response to the complaint and if you wish to pursue other avenues for redress, you may approach The Financial Ombudsman, Sri Lanka on Tel: +94(11)2595 624/5
You may pay your credit card using any of the following methods.
This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/lk and entering a website operated by other parties:
Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.
Thank you for visiting www.sc.com/lk