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Fees
|
Charges (Platinum)
|
Charges (Gold)
|
|---|---|---|
| Annual Fee – Primary Card) | Rs. 5,250 | Rs. 3,000 |
| Annual Fee – Supplementary Card | Rs. 2,000 | Rs. 1,000 |
| Joining Fee – Primary Card | Rs. 1,500 | Rs. 500 |
| Joining Fee – Supplementary Card | Free | Free |
| Cash Advance Fee | Rs. 990 | Rs. 990 |
| Late Payment Fee | Rs. 1,500 | Rs. 1,500 |
| Over Limit Fee | Rs. 1,200 | Rs. 1,200 |
| Interest rate (Retail and Cash Advances) | 1.5% p.m. (18% p.a) | 1.5% p.m. (18% p.a) |
| Interest Free Period | Up to 48 days free of interest, provided the previous months total outstanding is paid by the due date in full | |
| Minimum Amount Due | 100% fees/charges/interest, 100% of the fixed monthly instalments and 1% of the balance transfers/cash advances/retail transactions or Rs.500/=, whichever is higher or the minimum amount due appearing on your monthly statement. | |
| Payment Due Date from Statement Date | 18 Days | |
| Cash Advance % on Credit Limit (Maximum) | 50% | |