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At Standard Chartered Bank, we understand you have dreams and ambitions about improving the quality of your life, whether you are looking to buy new furniture or purchase a plot of land. You may want to buy consumer durables such as a washing machine or microwave oven that make life easier and more convenient for you and your family. Or you may be planning to study for your MBA or parallel degree. All of these dreams need financing to become a reality. That's why Standard Chartered offers Personal Loans designed to help you fulfil your dreams and live life to the fullest.

  • Guaranteed quick decision


    • Zambian resident
    • Individuals in salaried, formal employment with reputable organisations
    • Account-holders or employees of organisations signed up on our deduction at source lending programme. For account-holders, the salary must be mandated to Standard Chartered Bank Zambia Plc.
    • Aged between 21-55 years
    • We also take into consideration net take-home pay, period of employment etc. Please call our Contact Centre on the telephone numbers below for details.
  •     Documents Required
    • Copy of NRC / valid passport
    • Latest pay slip (original stamped and signed by employer)
    • Latest utility bill / confirmation from employer
    • Salary account bank statements for the last 3 months (with 3 salary credits clearly showing)
    • Valid work permit / valid residence permit (non Zambians)
    • Employment contract (where applicable)
    • 6-months statements for all active loans
    • Credit life and active at work form

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.