Benefits

Loan Features

money loan service

Standard Chartered offers personal financing that suits your budget.

added value high interest rates

Our unsecured loans are affordable, thanks to our competitive interest rates.

time flexible instalment

Flexible repayment periods up to 60 months. Choose from a wide range of tenures for your Standard Chartered personal loan.

form easy application

Our personal loans require no security, no deposit and no guarantees.

money no minimum balance

All you need is to be a salaried employee of empanelled company to qualify. No collateral required.

form convenience estatement

Access this facility anytime. It provides scheduled equal monthly instalments to help you plan properly. You can rest assured knowing that Standard Chartered will help you fulfil your urgent needs.

value added covers

Your Personal Loan includes an insurance policy that covers you in the event of permanent disability, death or retrenchment. Terms and conditions apply.

money other cash

Get additional money after making 6 installment payments.

money fund transfer

Pay off existing loans from your approved loan amount in order to consolidate.

added value care

In the event of permanent disability, death and retrenchment, your insurance policy cover. Terms and conditions apply.

Our balance transfer option helps you put all your debt together and also enable you take higher amounts.

Personal Loan

Please fill in the following information for an estimation of your repayment amount. The Approximate Monthly Repayment figure for Standard Chartered's Personal Loan is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final interest rate in accordance with applicable laws and amount that can be borrowed.

Amount You Want To BorrowPlease enter an amount between ZMW 5,000 and ZMW 450,000

      Please enter a duration between 6 months and 5 years only.

      Your Preferred Payment Method

      years
      months

      Please enter a duration between 6 months and 5 years only.

      Interest Paid Comparison
      Tenure (in Years) Total Interest Paid Outstanding Loan
      1 1,625.58 5,000
      2 2,467.37 3,495.36
      6 remaining months 2,570.68 1,370.85
      Monthly payment252.36
      Total interest 2,570.68
      APPLY NOW

      Application Eligibility

      • Salaried Employee
      • Age requirement: Minimum 21 years old
      • Available to existing Standard Chartered Clients who have a Current or Savings Account with the Bank

      Documents Required

      • Proof of income (Recent salary payslip not more than 30 days from payslip date)
      • Completed and Signed Application form
      • Employer Confirmation/Introduction Letter

      Application Eligibility

      • Salaried Employee
      • Age requirement: Minimum 21 years old
      • Available to existing Standard Chartered Clients who have a Current or Savings Account with the Bank

      Documents Required

      • Proof of income (Recent salary payslip not more than 30 days from payslip date)
      • Completed and Signed Application form
      • Employer Confirmation/Introduction Letter
      • If US Person, upload FATCA W-8 or W-9 BEN form as appropriate

      Call Us

      Call our hotline for further information.

      5247 (All local networks)

      260966750500 (Priority Banking)

      Email Us

      Please send us a message and we will be in touch as soon as possible.

      Email Us

      Locate Us

      Visit the branch that is nearest to you.

      Find a Branch
      Personal Loan With our personal loan, your dreams don't have to wait.

      Disclaimer

      This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/zm and entering a website operated by other parties:

      Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

      The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

      Thank you for visiting www.sc.com/zm

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