• No security needed - All you need is to be a salaried employee or self-employed to qualify.
  • Access and Convenience - Conveniently move money from your credit card to Current/Savings accounts and Wallets. Monthly repayment per month determined by your utilization. Minimum payment amount from ZMW500 can be paid online or through the SC Mobile app.
  • Flexible Tenure - Interest free period of up to 50 days*
  • Peace of mind - With our secure SC Mobile App, enjoy 24 hours access to your account
  • Minimum monthly net salary - ZMW 4,500 for existing clients and ZMW 7, 000 for new clients
  • Minimum limit - ZMW 5,000
  • Maximum limit - ZMW 250, 000
  • Annual card fee - ZMW 750 (Infinite Card), ZMW 450 (Platinum card)

360° Rewards

  • Up to 5 times reward points on spends available on the Visa Infinite card (Fuel, Travel and Grocery spends only) *
  • Up to 3 times reward points on spends available on Visa Platinum credit card (Fuel and Grocery spends only) *


    • Nationality: Zambian citizen / Foreigner
    • Salaried Employee
    • Age requirement: Minimum 21 years old
    • Available to new and existing clients provided they have/ open a current or savings account with the Bank*
  •     Documents Required
    • Completed and Signed Application form
    • Employer Confirmation of Introduction Letter
    • Identity verification: - SC Mobile, Selfie / Portrait - In-branch,1 Passport photo
    • If US Person, upload W-8 BEN / W-9 BEN form.
    • If US Green Card holder, upload W-9 BEN form

Call Us

(All local mobile networks)

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

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Email Us

Please send us a message and we will be in touch as soon as possible.

Email Us »

Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.