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    Straight2Bank

    Smart 24/7 banking

    A digital platform to access transaction services across our network with visibility, control and intelligence

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Smart 24/7 banking for every stage of your business

Whether you are a multinational corporate, financial institution, or small and medium-sized enterprise, Straight2Bank gives you access to transaction services across Standard Chartered’s unique network through a single digital platform built around visibility, control and intelligence.

Access cash management, trade finance, foreign exchange, securities services and more through web, mobile, API and host-to-host channels. Automate workflows, simplify cross-border banking, strengthen governance, and connect banking directly into your existing systems, empowering your teams to make smarter decisions, faster.

With Straight2Bank, you have the connectivity, tools, and insights to make business decisions with confidence, anytime and anywhere.

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Access

Connect your preferred way today – through web, mobile, host-to-host or more than 100 ready-built APIs to solutions across cash, foreign exchange, trade, securities, and more.

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Visibility

Stay on top of it all today – monitor payments, collections, liquidity and foreign exchange exposure in near- and real-time across entities and across markets – without needing to log into anything else.

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Control

Manage approvals, governance, and self-service today – from maker-checker controls, multi-level user entitlements, audit trails, end-to-end encryption, to approving transactions from mobile on the go.

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Intelligence

Make decisions confidently with the answers you need today – enabled by digital assistance and live chat.

How teams use Straight2Bank

Straight2Bank is used by teams that run banking day-to-day, from payment operators to the senior approvers who sign off.

  • Make domestic and cross-border payments
  • Track payment status
  • Manage collections
  • Download reports
  • Monitor liquidity positions​
  • Manage working capital​
  • Access FX alongside payment workflows​
  • Submit trade instructions​
  • Track trade transactions​
  • Access limits, audit trails and digital documentation​
  • Monitor settlements​
  • Track corporate actions​
  • Access custody reporting and post-trade activity
  • Review and approve transactions​
  • Authorise high-value payments​
  • Monitor banking activity from mobile​
  • Group and account management
  • User administration and security token management
  • Authoriser setup and access management

Approve from anywhere

The Straight2Bank mobile app lets you run banking from your phone. Approve payments and selected trade finance transactions, monitor activity, check real-time balances and view foreign exchange rates for cross-currency payments.

​Download the app now.

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Google Play
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Client stories

Trusted by your peers across our global network.

  • Case study: HKR International Limited (HKRI)

    Expert execution delivered a seamless rollout with ample testing and tra…

    30 Jun 2026

  • Case study: JSW Steel

    How we enabled JSW Steel to unlock working capital while strengthening p…

    23 Jun 2026

  • Case study: Save the children

    Discover how we enabled financial inclusion for Save the Children throug…

    26 Jun 2026

    • Recognised by the industry

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    One platform, a world of solutions

    Straight2Bank is your digital platform to access a full range of solutions. Each solution below works on its own or alongside the others, through the same login.

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      Cash management

      Manage payments, collections and liquidity in one place. Move cash across entities and optimise working capital across 39 markets with Straight2Bank.

      Learn more
    • illuminated cube set amongst motherboards and computer chips

      Digital assets

      View digital asset balances on Straight2Bank web and mobile, with access to regulated custody, tokenised deposits and digital asset trading.

      Learn more
    • laptop with sc PrismFX visual identity

      FX and markets

      Convert and hedge currencies alongside payments and trade. Use SC PrismFX to price and settle transactions and manage currency risk across growth markets.

      Learn more
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      Securities services

      Safekeep assets, settle trades, process corporate actions and access reporting on Straight2Bank, backed by local-market custody across Asia, Africa and the Middle East.

      Learn more
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      Trade and working capital

      Digitise trade and working capital on Straight2Bank. Issue, approve and track instruments, exchange documents electronically and access FX in one place.

      Learn more

    Everything you need to get started and keep going

    Quick links (Guides, trainings, system requirements etc)

    Terms and conditions

    Straight2Bank training calendar

    Straight2Bank training registration form

    Frequently asked questions (FAQs)

    What is Straight2Bank?

    Straight2Straight2Bank is Standard Chartered’s digital banking platform for corporate and institutional clients. It is used to make payments, manage cash and liquidity, run trade finance, execute foreign exchange and hold securities in custody, across web, mobile, host-to-host and API channels, in 39 markets.

    Who uses Straight2Bank?

    Straight2Bank is used by corporate and institutional clients, including payments and collections teams, treasury and finance teams, trade teams, securities and custody operations teams, and the senior approvers who authorise transactions.

    What is the difference between Straight2Bank and Straight2Bank Pay?

    Straight2Bank is the platform you use to run your own banking, including payments, cash, trade and foreign exchange. Straight2Bank Pay is the collections gateway within it, used to accept payments from your customers through instant payments, cards, QR codes and mobile wallets, online and in person.

    In which markets and currencies can I use Straight2Bank?

    Straight2Bank is available in 39 markets, with local execution across Asia, Africa and the Middle East.

    ​How do I get access to Straight2Bank?

    Onboarding is digital. Speak to your Standard Chartered relationship manager to get set up. Account and service onboarding can be completed through the Straight2Bank onboarding portal.

    Can I connect Straight2Bank to my ERP or treasury system?

    Yes. You can connect through more than 100 ready-built Straight2Bank APIs or through host-to-host file transfer, bringing payments, reporting, foreign exchange and trade into your ERP or treasury management system for automated processing. For faster onboarding, select one of multiple treasury management systems or ERPs that are already connected via our APIs for cash management or payments.

    Does Standard Chartered support ISO 20022 and Swift GPI?

    Yes. Standard Chartered is adopting the ISO 20022 standard for cross-border payments and provides Swift GPI tracking, so you can follow a cross-border payment’s progress.

    What can I do on the Straight2Bank mobile app?

    You can approve payments and selected trade finance transactions, monitor transactions, check real-time balances, track trade activity, view foreign exchange rates for cross-currency payments and access statements from your mobile device. Available features may vary by product and market.

    Is Straight2Bank secure?

    Straight2Bank includes role-based access controls, maker-checker approval workflows, multi-level user entitlements, audit trails and end-to-end encryption to support your governance and compliance requirements. Learn more here

    Can i manage users and permissions myself?

    Yes. Client self-administration lets your administrators add users and change entitlements directly in the platform, without paper forms.

    What securities services does Straight2Bank offer?

    Through Securities Services you can safekeep assets, settle trades, process corporate actions and access reporting, with direct local-market custody across Asia, Africa and the Middle East.

    Can financial institutions use Straight2Bank?

    Yes. Financial institutions use Straight2Bank to access cash, foreign exchange and securities services, including custody reporting, settlements and corporate actions, through a single digital platform.

    What support is available?

    The digital assistant and live chat answer payment status and platform questions in-platform, with escalation to client service. Your relationship manager and the Straight2Bank service team handle account-level queries.