Competitive Profit Rate
Fast Processing
Convenient Tenures
Banking online or on the go
Apply for a Home Finance solution with us and unlock the doors to your perfect home.
facilities
available
valuation fees
for life with Saadiq Home Finance
Competitive Profit Rate
Fast Processing
Convenient Tenures
Banking online or on the go
Rate updated on: 26th June 2025
TENOR
|
EIBOR
|
SCBLR/SCBMR
|
---|---|---|
3 Months | 4.274% | – |
6 Months | 4.103% | – |
12 Months | 4.304% | 4.37% |
24 Months | 4.115% | |
36 Months | – | 4.185% |
60 Months | – | 4.301% |
Up to 0.525% of Finance Amount
Enjoy an evaluation fee waiver if you apply for a Mortgage Loan / Home Finance during the campaign period
Up to 1.05% of Settlement Amount
Once you meet all our criteria, you are eligible for up to AED 18 Million on any residential and completed property as per our list of approved developments.
We finance completed residential properties in Freehold and Leasehold areas in Dubai and Abu Dhabi.
Yes. Saadiq Home Finance and SaadiqOne Account are based on the Ijarah concept (‘rent to own’) and has been approved by an independent Internal Shariah Supervision Committee.
With the MortgageOne Account, your current account and your home loan are linked together, with interest calculated on the difference between your loan balance and the money in your account. This helps you take years off your mortgage and pay less interest as compared to a traditional home loan.
Yes, SaadiqOne Account is the Islamic variant of MortgageOne Account.
To find out the kind of property that fits within your budget, you can access our easy-to-use online calculator by clicking here. You can also contact our Mortgage Specialists to guide you, by making an appointment here.