COVER
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LIMITS
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Building(s) only | |
Fire and Allied Perils/Accidental Damage | As per Policy Schedule |
Loss of rent or cost of alternative accommodation | 20% of Building Sum Insured |
Owner’s liability to the public | AED 5,000,000 |
Breakage of fixed glass and sanitary fixtures | 10% of Building Sum Insured |
Contents Only | |
Accidental Damage | As per Policy Schedule |
Tenant’s Liability | As per Policy Schedule |
Loss of rent or cost of alternative accommodation | 20% of Contents Sum Insured |
Fatal injury benefit | AED 50,000 |
Occupiers Personal and Employers liability | AED 5,000,000 |
Theft of keys | 1% of Contents Limit |
Spoilage of food in freezer | 1% of Contents Limit |
Home Assistance | Yes |
Personal Belongings (PB) | |
Personal belongings, valuables and portable equipment | As per Policy Schedule |
Personal money and credit cards | 5% of PB Limit |
Loss of passport, driving licence, work permit, residence permit, base pass and Iqama | 5% of PB Limit |
Domestic Helper(s) | |
Accidental Death | AED 30,000 |
Accidental Medical Reimbursement | AED 10,000 |
Repatriation (Accidental Death) | AED 5,000 |
Please refer to full list of exclusions in the Policy Terms and Conditions. |
IPHONE AND ANDROID APPS
General insurance products are provided by Gulf Insurance Group (GIG). Standard Chartered Bank UAE is only a referrer of GIG’s general insurance products and earns a commission from the insurance provider from the sale of this product. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract or in any manner whatsoever regarding your application or the contract of insurance.
The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.