Home Loan Interest Rates and EIBOR Rates | SCB AE

Home Loans Suite

Home Suite

The Standard Chartered Home Suite Bundle Account has everything you need to own the perfect home. With its additional features the experience of buying your dream home will be even more enriching.

For completed properties, loans are available up to 80% of market value for UAE nationals and up to 75% for expatriates.

High Loan Amount

Take advantage of loans up to AED 18 million for completed and under construction properties as per our list of approved developments.
Details
SCBLR/SCBMR reflects the bank’s internal cost of funding and varies depending on market conditions.

Competitive Pricing

We offer competitive variable interest rates. This will be the sum of the EIBOR plus the margin.
Details
Fast Processing

Benefit from our special processes which fast-track your application with simplified documentation.
Convenient Tenures

Enjoy flexible repayment tenures on your home loan up to 25 years.
Pre-Approval

Before starting to look for a property, we will provide you with a pre-approval so you can confidently choose a property within means.
Enjoy the use of:
- A Priority Banking account with no minimum balance requirement
- A dedicated Relationship Manager
- Special fee discounts on routine banking transactions
- Free and high cash withdrawal limits with your Platinum Debit Card
Priority Banking Services**

Enjoy the use of Priority Banking account benefits.
Details

Balance Transfer

If you have a Home Loan with another financial institution and would like to lower your monthly payments, you can transfer your loan to us.

Property Finance

You can avail finance on properties from our extensive list of approved constructed developments in Dubai and Abu Dhabi. We also offer finance on selected approved under construction developments in Dubai( terms and conditions apply).

Shariah-Compliant Islamic Home Finance Option

Based on the Ijarah methodology, our ‘rent to own’ product has been approved by the independent Shariah Supervisory Committee.

Global Expertise

Our Home Loan representatives draw on global experience to give you sound advice and international standards of service.

Simplify Everyday Banking

Enjoy a Standard Chartered Current Account with no minimum balance requirement accompanied with a range free banking solutions.

EIBOR/SCBLR/SCBMR RATES

Rate updated on: 18^th March 2026

TENOR	EIBOR	SCBLR/SCBMR
3 Months	3.690%	–
6 Months	3.670%	–
12 Months	3.680%	3.81%
24 Months	–	3.900%
36 Months	–	4.010%
60 Months	–	4.100%

All loans are granted at the sole discretion of Standard Chartered Bank.
Client Terms
Mortgage Facility terms

Home Loans Suite

Home Suite

High Loan Amount

Competitive Pricing

Fast Processing

Convenient Tenures

Pre-Approval

Priority Banking Services**

Home Suite Solutions

Balance Transfer

Property Finance

Shariah-Compliant Islamic Home Finance Option

Global Expertise

Simplify Everyday Banking

Terms & Conditions