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  1. Promotions
  2. Easy Payment Plan with 0% and 0 fees

Easy Payment Plan with 0% interest and 0 fees

Spend AED 500+ on your card and enjoy our limited-time offer on back-to-school installments

How to avoid interest on your purchases

  • AED 500 or more on your credit card at any of our participating merchants or partner retailers*.

  • Call +971 4403 9681 and ask to convert your purchase to an Easy Payment Plan.

  • Enjoy the convenience of repaying over 3, 6 or 12 months at 0% interest, and with zero processing fees.

Big starts, Small payments

Eligible transactions / School Merchant codes:

8211 – Elementary and Secondary Schools

8220 – Colleges, Universities, Professional Schools, and Junior Colleges

8241 – Correspondence Schools

8244 – Business and Secretarial Schools

8249 – Vocational and Trade Schools

8299 – Schools and Educational Services (Not Elsewhere Classified)

Break up the payments

This back-to-school season, convert your school related purchases to an Easy Payment Plan at 0% interest/profit with 0 processing fees. Read More

Easy to convert via our Call Centre

Spend on school fees with our participating merchants then call +971 4403 9681 to convert your purchases between 3, 6 or 12 months and your transaction will be converted within 3 working days.

Not a Standard Chartered credit cardholder?

Choose from our credit card offerings to meet your lifestyle needs. Apply today.

AED 500

With this offer you do not pay any processing fees or interest/profit, only the original purchase amount

Around 2 – 3 working days

The full amount will be blocked on your credit card. Every month, the monthly instalment will be debited from your credit card and the same amount will be taken off the blocked amount on your card

If you pay off the Easy Payment Plan amount early, a charge of 2% to 5% of outstanding principal amount will be levied subject to a minimum charge of AED 300

  • The offer starts from 15 August to 30 September 2021 (“the offer period”) and is valid for Standard Chartered credit cardholders.
  • The offer is zero interest/profit on Equal Monthly Instalments (EMI) and zero processing fee.
  • The offer is not valid in conjunction with any other special promotion or other reward periodical campaign.
  • Eligible transactions: School merchant codes: 8211 , 8220 , 8241 , 8244 , 8249 , 8299
  • Spend on these eligible categories above and participating merchants then call +971 4403 9681 to convert your purchases between 3, 6 or 12 months and your transaction will be converted within 3 days.
  • The amount equivalent to the Easy Pay Instalment booking will be blocked in the Credit Card. For every monthly instalment paid, the equivalent amount will be automatically released to the Credit Card available balance amount.
  • All other outstanding amount on your credit card shall continue to accrue interest/profit at the prevailing interest/profit rate.
  • Processing time for the loan is approximately 2 to 3 working days.
  • The Bank may, in its sole and absolute discretion and without notice, withdraw or revise this Easy Pay (“Easy Pay”).
  • Easy Pay will be made available at the sole and absolute discretion of the Bank to selected credit card members.
  • Loan shall be repayable in equal monthly installments (“Equal Monthly Instalments”) in accordance with the duration provided by the Bank (the “Duration”).
  • The EMI will be included in your monthly credit card statement of account as the “minimum amount due”. In the event that you fail to make payment of this “minimum amount due”, your credit card shall be charged with interest/profit on the unpaid balance at the applicable rate in accordance with the Credit Card Terms and Conditions.
  • If the credit card account is closed by you or the Bank before all Equated Monthly Instalments have been charged, then all of the future Equated Monthly Instalments shall be accelerated and debited to the final Credit Card Statement of Account as one figure.
  • Easy Pay will not be processed in case the available limits is less than the amount for booking at the time of processing the Easy Pay.
  • Failure to make your Equated Monthly Instalments payment, the Bank is entitled to accelerate all future Equal Monthly Instalments and forthwith debit the Credit Card account.
  • In the case you decide to pre-close your Easy Pay, a charge of 2% of outstanding principal amount will be levied subject to a minimum charge of AED 300.
  • These terms and conditions are in addition to and supplementary to the terms and conditions applicable to all Credit Card accounts as contained in the Credit Card Terms and Conditions. See Credit Card Terms and Conditions here.
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