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Oars, Person, Human
Oars, Person, Human

This summer, enjoy up to AED 1,000 cashback* when you successfully apply for any of our Visa Signature cards

Find the best card for you.

Enjoy cashback, Rewards Points, and access to exclusive privileges with our credit cards

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Visa Infinite
Visa Infinite
  • Get AED 1,000 if you spend AED 10,000 by October 31, 2021
  • Enjoy 2 Rewards Points per USD 1 spent internationally
  • Get 1 Rewards Point for every dollar you spend locally
  • Receive 2% of your Rewards Points balance as cashback with any airline bookings
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Visa Manhattan Rewards +
Visa Manhattan Rewards +
  • Get AED 500 if you spend AED 5,000 by October 31, 2021
  • Enjoy 1 Rewards Point for every USD 1 spent locally or internationally
  • Redeem Rewards Points in new ways with benefits that speak to you
  • Access 1000+ airport lounges in over 300 cities with 8 free visits per year
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Visa X
Visa X
  • Get AED 500 if you spend AED 5,000 by October 31, 2021
  • Enjoy up to 10% cashback on all online & offline foreign currency spends
  • Enjoy up to 10% cashback on all your AED online purchases and bill payments
  • Enjoy up to 10% cashback on all mobile wallet spends
  • Access 1000+ airport lounges in over 300 cities with 8 free visits per year
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Visa Cashback
Visa Cashback
  • Get AED 500 if you spend AED 5,000 by October 31, 2021
  • Enjoy 2% cashback on international spending or transactions made in foreign currency
  • Get 1% cashback on all domestic spending Access 1000+ airport lounges in over 300 cities with 8 free visits per year

*Terms & Conditions

    1. This Standard Chartered Credit Card Member-Get-Member Programme Promotion (the “Promotion”) is valid from 4th July 2021 to 30th September 2021, both dates inclusive (“Promotion Period”). By participating in this Promotion, you and the Referred Individual agree to be bound by these Promotion terms and conditions.
    2. The Promotion is only open to existing primary cardholders of credit cards or current/savings accounts issued by Standard Chartered Bank (UAE) Limited (“Bank” or “Standard Chartered”) who, during the Promotion Period, successfully refer any family member or friend (such referred individual to be termed as a “Referred Individual”) to the Bank to sign up for (1) Eligible Card (as defined herein) (hereafter, such existing primary cardholder and/or selected account holder being referred to as “you” or “Existing Customer”). An “Eligible Card” for the purposes of the Promotion is Visa Infinite, Manhattan Rewards+, Cashback and X credit cards.
    3. Prior to referring a Referred Individual to the Bank, you:
      1. must consent to the Bank disclosing your name, and the fact that you hold at least (1) credit card or (1) current/savings account issued by the Bank to the Referred Individual;
      2. must inform the Referred Individual that Reward will be accorded to you if these Promotion terms and conditions are complied with;
      3. must obtain the consent of, such Referred Individual that the application status of their Eligible Card(s) with the Bank would be disclosed to you by virtue of whether you receive Reward under this Promotion.
    4. A referral will be considered successful when:
      1. the Existing Customer, during the Promotion Period completes the referral form found on https://www.sc.com/ae/promotions/member-get-member/ then clicks the “Generate URL” button, successfully generates a unique link (“Page URL”) and successfully shares the Page URL with a Referred Individual
      2. the Referred Individual applies for1 Eligible Card through Page URL that is shared with him/her by the Existing Customer;
      3. the Bank receives the Referred Individual’s application for the Eligible Card within the Promotion Period;
      4. the application for the Eligible Card is approved by the Bank, and such approval is final and unconditional;
      5. the Referred Individual is:
        1. at least 21 years old as at the Referral Date (as defined in Clause 5 below); and
        2. not an existing principal cardholder of any credit card issued by the Bank as at the Referral Date (as defined in Clause 5 below), and/or must not have any existing or previously cancelled credit card issued by the Bank in the last 6 months prior to the Referral Date (as defined in Clause 5 below)
      6. For the purposes of the Promotion:
        1. a “Page URL” shall be referred to as a “Unique URL”; and
        2. the “Referral Date” is the date on which the Referred Individual applies for an Eligible Card using the Unique URL that an Existing Customer has shared with him/her.
    Reward to be received by the Existing Customer
    1. If Clauses 2, 3 and 4 stipulated above are fulfilled, an Existing Customer will receive a reward in terms of rewards or cashback points (the “Referral Reward”) per Referred Individual from the Bank as shown in Table 1. The Existing Customer will only be able to receive a reward once per Referred Individual, regardless of the total number of applications for Eligible Cards, by the Referred Individual, that are approved.
    • Table 1: Referral Reward
    Credit Card Name Your Reward
    Visa Infinite AED 750 cashback
    Cashback Manhattan Rewards X AED 250 cashback
    1. If more than one (1) Existing Customer refers the same Referred Individual to the Bank during the Promotion Period under the Promotion, only one (1) Existing Customer will be eligible for the Referral Reward. Only the Existing Customer whose Unique URL has been used by the Referred Individual to make the application for an Eligible Card will be eligible for the Referral Reward. In the event of any dispute, the Bank shall have the sole and absolute discretion to determine which Existing Customer is eligible for the Referral Reward.
    2. If a Referred Individual, pursuant to the Promotion, applies for more than one (1) Eligible Card during the Promotion Period, only one (1) Eligible Card application will be eligible for the Referral Reward. The Referral Reward will only be awarded for the application of an Eligible Card which the Bank approves first, pursuant to this Promotion, and will only be awarded to the Existing Customer whose Unique URL has been used by the Referred Individual to submit the application. In the event of any dispute, the Bank shall have the sole and absolute discretion to determine which Eligible Card application is eligible for the Referral Reward.
     Reward to be received by the Referred Individual
    1. The reward that the Referred Individual is eligible to receive on the first Eligible Card that he/she applies for pursuant to this Promotion, consists of the following:
      1. if the Referred Individual’s application for the first of such Eligible Cards satisfies all the terms and conditions of the Credit Card, he/she will be eligible to receive cashback points (“New Credit Card Reward”)depending on which credit card they have signed up for as shown in Table 2; and
      2. if the Referred Individual’s application for the first of such Eligible Cards also fulfils the eligibility criteria of this Promotion as set out at Clauses 2, 3 and 4 above.
    • Table 2: New Credit Card Reward
     
    Credit Card Name Your Friend’s reward Your Friend’s Spend Requirement by Oct 31, 2021
    Visa Infinite AED 1,000 cashback AED 10,000
    Cashback Manhattan Rewards X AED 500 cashback AED 5,000
    Reward Caps
    1. There is a cap of AED7,500 of how much the Existing Customer can be rewarded for referring individuals for this promotion. Cashback can only be given to New Standard Chartered clients.
    2. The Referred Individual is only entitled to receive the New Credit Card Reward once.
     Crediting of Reward
    1. The Referral Reward to the Existing Customer’s Standard Chartered Credit Card or Current/Savings account with the Bank will be applied by October 31, 2021 if the Referred Individual’s first Eligible Card which the Bank approves pursuant to this Promotion. For the avoidance of doubt, the Bank has the discretion to decide which account the Referral Reward will be credited into.
    2. The New Credit Card Reward:
      1. will be credited to the Referred Individual’s first Eligible Card which the Bank approves pursuant to this Promotion by November 30, 2021 if the spend requirement for Referred Individual’s Eligible Card is met by October  31, 2021 (one month after the end of the promotion period (September 30, 2021); and
      2. will be forfeited if the relevant Eligible Card account(s) with the Bank is suspended, closed, not in good standing or the Referred Individual is in breach of our banking agreement at the time the New Credit Card Reward is credited respectively.
    3. The Bank reserves the right to decline to credit or cancel the Referral Reward, and the New Credit Card Reward, in the event that the Bank determines that any of the requirements or the terms of our banking agreement had not been complied with, including but not limited to the following:
      1. where the Existing Customer has acted fraudulently or dishonestly;
      2. where the Existing Customer had conducted himself / herself in bad faith or otherwise in an inappropriate manner to gain an unfair advantage against the Bank; and/or
      3. upon the occurrence of any event giving rise to a right for the Bank to suspend or terminate any (or all) of our banking agreement for a product; and
      4. where the Referred Individual fails to meet the requirements set out in Clause 4 above, the Bank may decline to credit the Referral Reward or New Credit Card Reward, cancel the crediting of the Referral Reward or New Credit Card Reward and/or substitute both the rewards with a lower value reward.
  • General
    1. The Bank reserves the right to determine at its sole and absolute discretion all matters arising out of or in connection with the Promotion. The Bank’s determination of all matters relating to this Promotion shall be final and conclusive and no correspondence will be entertained.
    2. The Bank further reserves the right to do any of the following at any time, without prior notice or reason (and the Bank shall not be obliged to disclose its reason):
      1. make any changes to the Promotion;
      2. replace or substitute the Referral Reward and/or New Credit Card Reward with another reward of equivalent or similar value; and/or
      3. vary, modify, add, delete or otherwise revise any of these Promotion terms and conditions, including terminating or withdrawing the Promotion, or to extend or shorten the Promotion Period at any time at the Bank’s sole discretion.
      4. You understand and agree to be bound by any variation, modification, addition, deletion and revision to these Promotion terms and conditions.
    3. Unless otherwise stated, the Promotion is not valid with other offers, discounts, rebates, vouchers, privileges or promotions.
    4. The Referral Reward and the New Credit Card Reward are not exchangeable for any other items, and are non-transferable and non-assignable.
    5. Except for death or personal injury caused by the negligence of the Bank, to the fullest extent permitted by law, the Bank and members of the Bank’s group shall have no liability in respect of, and will be indemnified from and against, any liability, loss, claim, damage or costs of any kind (including legal costs) to any person or entity, in whole or in part, directly or indirectly, whether by reason of the acceptance, possession, use or misuse of the Referral Reward and/or the New Credit Card Reward.
    6. In the event of any inconsistency between these Promotion terms and conditions and any brochures, marketing or promotional materials relating to the Promotion, these Promotion terms and conditions shall prevail to the extent of such inconsistency.
    7. By participating in the Promotion, you consent to the use of your personal data by the Bank for marketing purposes, including but not limited to the use of your telephone number to contact you about products and promotions offered by the Bank from time to time via telephone, SMS or electronic direct mailer.
    8. Please read these Promotion terms and conditions together with our Client Terms,and Credit Card Terms (collectively, “Other Terms”). If there is any inconsistency between these Promotion terms and conditions and the Other Terms, these Promotion terms and conditions shall, to the extent of such inconsistency, prevail.
    9. A referral will not be considered successful when the referral is made by an employee of the Bank.
    10. A person who is not a party to these Standard Chartered Credit Card Member-Get-Member Programme Promotion Terms and Conditions has no right under the Contracts to enforce any of these Standard Chartered Credit Card Member-Get-Member Programme Promotion Terms and Conditions.
    11. These Standard Chartered Credit Card Member-Get-Member Programme Promotion Terms and Conditions and any dispute or claim arising therein shall be governed by and is to be construed in accordance with, the laws of UAE and you agree to submit to the exclusive jurisdiction of the courts of UAE.
    12. All information is correct at the time of publication.