| “SCB” | STANDARD CHARTERED BANK, incorporated in England and Wales with limited liability by Royal Charter 1853 reference number ZC18 and licensed to operate as a commercial bank in the United Arab Emirates (UAE) by the Central Bank of UAE; |
| “Account(s)/ Account Balance(s)/ Overall Relationship Balance” | Means Current, Savings, Term Deposit products and total average deposit balance in these Accounts |
| “Client” | Means Priority Private and Priority Banking New to Bank Resident Clients onboarded effective 1st October 2025 |
| “Campaign” | The deposit incremental balance campaign entitles eligible Clients to earn Special Profit on their Savings Accounts during the Campaign Period (refer Table 1 below) |
| “Campaign Period” | The Campaign period is between 1st October 2025 to 31st December 2025, both days inclusive. |
| “Currency” | AED |
| “Wealth Subscription” | Cashback of AED 5,000 with a minimum investment value of USD 100,000 |
| “Savings Account” | Means Wealth$aver Account in AED Currency Only |
| “Profit/Profit Rate” | All references to “Profit/Profit Rate” in these Terms & Conditions are considered expected profit/profit rate |
| Average Balance AED (Table 1) | Standard Profit on Wealth$aver (p.a.) | Special Profit* (additional Profit rate) | Total Profit Rate |
| 370,000 to 499,999 | 0.00% | 4.00% | 4.00% |
| 500,000 to 749,999 | 2.75% | 3.00% | 5.75% |
| 750,000 to 1,999,999 | 3.50% | 6.25% | |
| 2,000,000 to 3,699,999 | 3.50% | 6.25% | |
| 3,700,000 to 4,999,999 | 3.00% | 5.75% | |
| 5,000,000 to 10,000,000 | 3.50% | 2.25% | 5.75% |
| *Payout of Special Profit will be completed by 30th April 2026. | |||
Illustrations:
| Illustrations (Table 2) |
Average Balance AED | Profit Rate | Profit/Hiba (AED)* | Account Opening Month | Payout Month |
| Wealth$aver Account | 370,000 | 4.00% | 7,400.00 | Oct 2025 | Apr 2026 |
| Wealth$aver Account | 500,000 | 5.75% | 14,375.00 | Oct 2025 | Apr 2026 |
| Wealth$aver Account | 750,000 | 6.25% | 23,437.50 | Oct 2025 | Apr 2026 |
| Wealth$aver Account | 2,000,000 | 6.25% | 62,500.00 | Oct 2025 | Apr 2026 |
| Wealth$aver Account | 3,700,000 | 5.75% | 106,375.00 | Oct 2025 | Apr 2026 |
| Wealth$aver Account | 5,000,000 | 5.75% | 143,750.00 | Oct 2025 | Apr 2026 |
| Wealth$aver Account | 370,000 | 4.00% | 6,166.67 | Nov 2025 | Apr 2026 |
| Wealth$aver Account | 500,000 | 5.75% | 11,979.17 | Nov 2025 | Apr 2026 |
| Wealth$aver Account | 750,000 | 6.25% | 19,531.25 | Nov 2025 | Apr 2026 |
| Wealth$aver Account | 2,000,000 | 6.25% | 52,083.33 | Nov 2025 | Apr 2026 |
| Wealth$aver Account | 3,700,000 | 5.75% | 88,645.83 | Nov 2025 | Apr 2026 |
| Wealth$aver Account | 5,000,000 | 5.75% | 119,791.67 | Nov 2025 | Apr 2026 |
| Wealth$aver Account | 370,000 | 4.00% | 4,933.33 | Dec 2025 | Apr 2026 |
| Wealth$aver Account | 500,000 | 5.75% | 9,583.33 | Dec 2025 | Apr 2026 |
| Wealth$aver Account | 750,000 | 6.25% | 15,625.00 | Dec 2025 | Apr 2026 |
| Wealth$aver Account | 2,000,000 | 6.25% | 41,666.67 | Dec 2025 | Apr 2026 |
| Wealth$aver Account | 3,700,000 | 5.75% | 70,916.67 | Dec 2025 | Apr 2026 |
| Wealth$aver Account | 5,000,000 | 5.75% | 95,833.33 | Dec 2025 | Apr 2026 |
| *Indicative Total Profit | |||||