Switching to Saadiq Home Finance is always a step in the right direction
Fast approval
Get your home finance approved in just five minutes.
Competitive rate
Enjoy a super-low home finance rate of 2.22% p.a.*
Save on fees
Skip all processing and property valuation fees.
Flexible terms
Choose your own fixed term (1-5 years).
Lifetime cover
Free Property Takaful for life.
Shariah Approved
Approved by an Internal Shariah Supervision Committee, so you can bank worry-free
Terms and Conditions
Home Finance Buy-out Terms and Conditions
Rate is dependent on the fixed rate period chosen. Thereafter, this will switch to a variable rate.
The offer is available to all existing and new customers of the Bank who are transferring their Home Finance to Standard Chartered Bank.
The Campaign is valid for all successful Home Finance applications between 6th September – 1st December 2020 (both dates inclusive).
Processing Fee is waived. Clients are not required to provide cheques or standing instructions for processing fee.
Property Valuation Fee is waived for any successful bookings. The Bank will still charge Property Valuation Fee prior to Home Finance disbursal. Valuation Fee waiver is not applicable to MortageOne/SaadiqOne.
If Home Finance is not booked, property valuation fee will not be refunded to you if the valuation has been rendered.
If Home Finance is booked, the Bank will reverse the fee to your Standard Chartered account.
For Saadiq Home Finance, the Bank will purchase the Property Takaful throughout the tenure of Home Finance.
Please note that approval in 5 minutes refers to the Approval in Principle (AIP) or Pre-qualification.
