At Standard Chartered Bank, your best interests are always our priority. We’re excited to offer you the Journey Credit Card, your gateway to a world of privileges, exclusive experiences, and everyday convenience.
To benefit from the seamless and hassle-free application process. Simply follow the below steps:
Check your registered email with us to review the (prefilled) credit card application form and the product Terms sent to you from ecomm.uae@sc.com.
Reply to CreditCards.SCBUAE@sc.com to apply for the Journey credit card.
Once you apply, your request will be submitted for processing.
Some key benefits of the Journey credit card*
Successful application will earn a welcome cashback of AED 1,000
Get10% cashback on UAE duty free stores
Earn up to 4 Rewards points on your retail spends
Use your points for shopping, travel, e-vouchers or convert them into cashback
Transfer your points for Emirates Skyward miles, Etihad guest miles or to any other listed miles program
Complimentary Airport transfers in the UAE via Careem
Instant access to all Warehouse Gyms
Complimentary rounds of golf
Buy 1 Get 1 offer on VOX & Reel cinemas
100% annual fee waiver on meeting minimum spends
*The benefits and features set out are current as at the date they appear on our website. However, they may be subject to change at any time in accordance with the applicable product terms and conditions. To know more about the Journey credit card, please click here.
Warning
If your credit card account balance goes over the set credit limit at any point in time, your credit card account will be charged an over-limit fee. This fee will be applied on your statement date each month until you are within your credit limit.
Please ensure to clear the over-limit amount immediately.
If the minimum payment due is not paid on or before the due date, a late payment charge will be levied on the credit card account in addition to the monthly finance charges (interest/profit/fees).
If you make only the minimum repayment each period, you will pay more in interest/profit/fees, and it will take you longer to pay off your outstanding balance.
If you do not meet the repayments on your credit card, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
Disclaimer
Should you have any concerns or complaints regarding any of our products or services, you may raise your complaint by emailing us at complaint.resolution@sc.com or calling our Client Care Centre on ( (+971) 600 5222 88 outside the UAE) and we will get back to you within 2 working days. To know more about our Complaints Resolution process, visit https://www.sc.com/ae/customer-service/
This email is intended only for clients of Standard Chartered Bank and does not tantamount to spamming.
Standard Chartered PLC and its subsidiaries do not accept liability for damage caused by this email or any attachments and have no liability whatsoever to any person on account of the use of information provided herein, and the said information is provided on a best-effort basis.
Standard Chartered UAE is licensed by the Central Bank of the U.A.E.
Standard Chartered Bank is incorporated in England with limited liability by Royal Charter 1853 Reference Number ZC18.
The Principal Office of Standard Chartered Bank is situated in England at 1 Basinghall Avenue, London, EC2V 5DD.