Standard Chartered Journey and Rewards Visa credit cards
Discover exceptional privileges with our credit cards
Discover exceptional privileges with our credit cards
to 1200+ global airport lounges
reward points for vouchers, merchandise, or use to offset your next purchase
Up to 20% discount on food & beverages at Sofitel Thalassa Sea
You and two guests can enjoy unlimited complimentary access to over 1200+ global airport lounges, subject to meeting just one international spend every 90 days¹. Relax at the Pearl Lounge at Bahrain International Airport. All you need to do is register for the “Visa Airport Companion”, mobile app.
*$32 will be charged for every additional guest.
For more information, visit https://av.sc.com/bh/content/docs/bh-visa-companion-app-journey-rewards.pdf
“Buy-1-get-1” offer is valid while using Standard Chartered credit cards. The free coffee cup will be a small sized drink.
For more details, please click here
Earn reward points on local and international retail transactions on your Journey credit card.
*Reward Points are valid for a period of three (3) years from the date received. Unused reward points will expire at the end of validity period. Read More
Enjoy 50% discount* on movie tickets at CineCo, Mukta A2, EPIX and VOX Cinemas with your Standard Chartered credit card.
*For more details, please click here
YQ is a global network of specialist airport meet & assist service partners. As a Visa Journey Cardholder, you will be provided with the personalised greeting and exceptional airport experience that your status deserves. Get a discount of up to 25% off retail rates at over 450 destinations globally.
For more information, visit YQnowGroup
As a VISA Journey cardholder you can enjoy 15% discount at 100+ IHG Hotels & Resorts across Middle East and Africa.
The promotional rate is valid for booking made until 31 March 2027 for stays at participating hotels until 07 April 2027. To avail the offer, please click HERE.
VLHC is composed of over 900 intriguing and prestigious properties. All properties, from boutique gems to world famous hotels, provide a premium collection of benefits specially designed to offer an unparalleled experience.
Offer Valid until January 31, 2027
For more details, please click here.
Following discounts and privileges at Avis are available for Journey Cardholders.
Enjoy Up to 35% discount on Standard Rates and
Up to 30% off on Retail Rates.
In addition to the discounts, Journey cardholders can enroll for Avis President’s Club Membership free of charge and enjoy additional services including free drivers.
Offers are valid until 31 December 2026
Simply visit here to avail the discount
Following discounts and privileges at Budget are available for Journey Cardholders.
Simply rent your car with Budget and get a 10% discount worldwide.
Offers are valid until 31 December 2026.
Visit Visa (budgetinternational.com) to avail the discount.
Journey Cardholders can now enjoy premium car rental benefits in partnership with SIXT
Offer :
Rent : Up to 15% discount on car rentals worldwide plus SIXT Platinum Membership.
Ride : 10% on all pre-booked transfers & Limousine services.
Offers are valid until 24 October 2027.
To redeem please click here.
For more information, visit here.
GetTransfer.com is an international service of booking transfers and car rental with a personal driver. Gettransfer offers services in 150 countries around the world.
Use your Journey Card and get a 11% discount on Gettransfer.com
Offer Valid until May 1, 2027
To avail the discount, insert the promocode (VISA11) while creating a request on here or in the app.
To see full terms & conditions of the service, please visit here.
Enjoy complimentary BB (Booking Bash) Pro Subscription which will allow access to amazing discounts at a wide range of attractions globally:
Offer is valid until September 30, 2027
For more details, please visit here.
Visa Journey Cardholders can travel the world safe in the knowledge that they always have access to the help they need.
For more details, please call +971 (4) 253 6024
A premium travel website musafir.com is a premium travel website offering flights to 3,000+ destinations, stays in 85,000+ properties worldwide, and holiday experiences.
Benefit Details:
URL: visagccbenefits.poshvine.com Journey Credit cardholders to register on this platform. Visit the merchants URL via this platform to avail the offer by using the given promo code. T&Cs apply.
For More Information, Inquiries, and Complaints, email: visagccsupport@razorpay.com
Offer valid until December 31, 2026
Flyin.com aims to make travel easy, comfortable, and elegant. They provide innovative online travel solutions globally, with a focus on Middle Eastern travellers.
Benefit Details: Flat USD 12 off on your bookings on flights and hotels with a minimum booking amount of USD 140.
URL: visagccbenefits.poshvine.com Journey Credit cardholders to register on this platform. Visit the merchants URL via this platform to avail the offer by using the given promo code. T&Cs apply.
For More Information, Inquiries, and Complaints, email: visagccsupport@razorpay.com
Offer valid until December 31, 2026
Get 10% off on your car rental with Visa.
Offer valid until 15 June 2027
Journey Credit cardholders should never have to consider the little practical details while travelling – we have them covered. With Rental Car Collision Damage Waiver.
Details of Cover:
In the event a cardholder is liable to reimburse a licensed rental agency for costs arising from material damage to a Rental Vehicle during the period of hire resulting from damage, fire, vandalism, or theft of the Rental Vehicle during a Covered Trip
Please visit Visa CEMEA. Home Page for the terms and conditions for full policy details, including cover, conditions, limits, and exclusions.
Global Blue offers Tax Free Shopping at more than 300,000 stores and provides VIP services such as City VIP Lounges and Airport VIP Fast Lanes for tax reclaim. They facilitate a seamless, and digital tax refund experience with pre-filled Tax Free Forms for their members.
How it works –
Platform URL to register:
https://registration.globalblue.com/gb/splash?flow=ncpt&sourceCode=ONPNS001XXXVISXXX001
Offer valid until Jun 30, 2027
Enjoy global Hotel perks, from complimentary upgrades to special rates and many more when you travel.
Redemption Process: To claim the Visa Exclusive offer, visit http://www.journeycollection.traveland proceed with the following steps:
* Search for the hotel/ destination for the planned travel dates.
* To view the room rates of the selected property, enter the first 8-digit card number of your Visa Journey card.
* To proceed with your booking, sign in to your profile, if already registered, else register with an email id & password to create an account.
* Enter the verification code sent to your email and proceed to checkout.
* Use your Visa Journey Card to pay.
* Receive an email confirmation for your booking.
T&Cs apply.
Offer is valid until September 30, 2027
Enjoy 2 complimentary airport transfer within 60 KM in a year, followed by 10% discounts on all other airport rides with no cap on the number of discounted rides in a year.
Redemption process:
Validity: offer valid until September 30, 2027
T&Cs apply.
The 24-hour concierge provides a personal service to Visa Journey Cardholders, taking care of all the details so they can simply take their seats and enjoy.
Cardholders should email concierge@visainfinite-mea.com with the request itself, or to request for a call back. Cardholders will first receive an automated message and should be contacted within 24 hours on their request.
For more information visit here or call +9714 361 1234 / +44 2078502829
As a Journey cardholder, you now have access to a digital concierge channel in addition to telephone and email services. The digital concierge is a fully mobile responsive portal, enabling you to search and book on-the-go. You will also be able to talk to our Lifestyle Managers any time of day and night via the Live Chat!
The Digital Concierge platform is available to cardholders in English, Arabic, French. Cardholders to register directly on the platform by visiting here.
If cardholders have been previously registered with concierge, they should call concierge to have an activation email sent.
As a Journey Cardholder, you now have access to a WhatsApp concierge channel in addition to telephone, email and digital concierge. You will be able to chat to our Lifestyle Managers any time of day and night via the Live Chat!
Simply add the provided phone numbers to your contact list and start the chat:
For English: +44 7874 023129
For French: +44 7520 631646
For Arabic: +44 7520 631645
–The first chat will contain Terms and Conditions (disclaimer).
–The concierge service requests your first and last name and email/Member ID in a response message to verify identity.
New Users:
Concierge reply to WhatsApp with a request for a phone call. Cardholder to call back and provide telephone number for further communication between concierge and Cardholder . This is to verify Cardholder’s card number and complete their profile and registration.
Visa Golf Access enables Journey Cardholders to indulge in their passion for the game providing discounts on green fees at a growing number of golf clubs across the globe.
Offer end date: September 30, 2027
Cardholders either need to call in advance to book or download the SpikesOn app to book and pay via the app.
Journey Credit cardholders will receive flat discounts who will place their orders on Talabat
Benefit details: Discount of 30% capped at BD 0.750 (USD 2) on 1 food order per month with minimum order value of BD 3.700 (USD 10)
Redemption process:
Promo code: VISA30
Offer valid until December 31, 2026
T&Cs apply.
Available in Google Play Store and iOS App Store
Fitclub by supperclub-A lifestyle program offering discounts at premium paddle tennis courts, gyms and studios
Benefit details : 15% to 60% discount at premium paddle tennis courts, gyms and studios
Redemption process:
Visit:- https://www.scfitclub.com/
Offer valid until September 30, 2027
T&Cs apply.
Shahid, the first and largest Arabic content streaming platform in the Middle East and North Africa. Shahid, part of MBC GROUP, offers original productions from the Arab world, exclusive movies and premieres, and the top-watched live Arab TV channels.
Offer Details: 15% off on the Shahid VIP Plan for 12 months, and 12% off on the Shahid Sports Plan for 12 months. This can be redeemed once per eligible Journey Credit card user per year.
URL: visagccbenefits.poshvine.com Journey Credit cardholders to register on this platform. Visit the merchants URL via this platform to avail the offer by using the given promo code. T&Cs apply.
For More Information, Inquiries, and Complaints, email: visagccsupport@razorpay.com
Offer valid until December 31, 2026
Sony Liv offers content from its local networks, including films, television series, live sports matches, and original programming, and also features content licensed from third parties such as Lionsgate and ITV, among others.
Offer Details: 30% off on Sony LIV Annual Plans. This can be redeemed once per eligible Journey Credit card user per year.
URL: visagccbenefits.poshvine.com Journey Credit cardholders to register on this platform. Visit the merchants URL via this platform to avail the offer by using the given promo code. T&Cs apply.
For More Information, Inquiries, and Complaints, email: visagccsupport@razorpay.com
Offer valid until December 31, 2026
At Flower Advisor, best flowers are arranged by top quality local florists who are specially selected by our international franchise Team. All selected florists were chosen for their artistic presentations and prior experience in the floral industry. The standards and quality of our member florists are maintained with stringent expectations.
Offer Details: Get 15% off on Flower Advisor on every purchase via eligible Journey Credit card.
URL: visagccbenefits.poshvine.com Journey Credit cardholders to register on this platform. Visit the merchants URL via this platform to avail the offer by using the given promo code. T&Cs apply.
For More Information, Inquiries, and Complaints, email: visagccsupport@razorpay.com
Offer valid until December 31, 2026
Geekay is leading retailer of Video Games, Action figures & Licensed Merchandise in the Middle East region. They have 40 retail outlets in leading malls across UAE, KSA, Bahrain, Kuwait & Qatar. Visit https://www.geekay.com/ to start your gaming experience.
Offer Details: Flat 10% discount on Merchandise, apparel, accessories and action figures. No capping on discount amount or number of times the offer can be redeemed.
URL: visagccbenefits.poshvine.com Journey Credit cardholders to register on this platform. Visit the merchants URL via this platform to avail the offer by using the given promo code. T&Cs apply.
For More Information, Inquiries, and Complaints, email: visagccsupport@razorpay.com
Offer valid until December 31, 2026
edX offers thousands of job-relevant courses and programs from partners like Harvard, Amazon, and Google to help you and your organization stay ahead in your industry. Access career resources instantly at edX.
Offer Details: 20% on the Executive Education courses on Edx. No capping on discount amount or number of times the offer can be redeemed.
URL: visagccbenefits.poshvine.com Journey Credit cardholders to register on this platform. Visit the merchants URL via this platform to avail the offer by using the given promo code. T&Cs apply.
For More Information, Inquiries, and Complaints, email: visagccsupport@razorpay.com
Offer valid until December 31, 2026
GetSmarter collaborates with top universities to offer premium online short courses that focus on industry-relevant skills, certified by esteemed academic institutions.
Offer Details: 20% on the Executive Education courses on GetSmarter. No capping on discount amount or number of times the offer can be redeemed.
URL: visagccbenefits.poshvine.com Journey Credit cardholders to register on this platform. Visit the merchants URL via this platform to avail the offer by using the given promo code. T&Cs apply.
For More Information, Inquiries, and Complaints, email: visagccsupport@razorpay.com
Offer valid until December 31, 2026
The “xperience with THE ENTERTAINER” benefit has been moved to the Visa Airport Companion app. This move consolidates all offers in one place, making it easier than ever to enjoy 2-for-1 deals at restaurants, spas, fitness centers, and entertainment venues across the GCC.
Offer: Buy-one-get-one-free (BOGOF) offers at restaurants, spas, fitness centers, and entertainment venues across the GCC.
Benefit Details: Visa Journey Cardholders will be granted 3 offers at 30 selected merchants and will have access to offers in all the markets. Redeemed offers will be replenished on a quarterly basis.
Steps to maintain access to Visa ENTERTAINER Benefits:
For any queries / complaints related to redemption at a merchant, please email visa@theentertainerme.com with the following details to help investigate your concern and assist you further:
Offer Valid: September 30, 2027
When it comes to fashion, Cardholders are constantly faced with decisions to make. The freedom to express and choose whatever style they want is what makes fashion exciting. Visa make it easy for them to move seamlessly from one decision to the next, they are free to choose whatever they want.
Offer – Visa Journey cardholders enjoy USD15 off USD300 / USD50 off USD500 / USD150 off USD1000 when shopping on FARFETCH.
Usage – Offer code may only be redeemed once per eligible Visa user.
T&Cs apply
Promo Code: VISA25
Validity Dates: until 31 December 2029.
Anghami Plus is one of the largest music streaming platforms in the Middle East & UAE, offering millions of Arabic and international songs, offline downloads, ad-free music, high-quality audio, and personalized playlists.
Offer Details: 10% off on the Anghami Plus annual plan. This can be redeemed once per eligible Visa user per year.
Platform URL: Visa GCC Benefits. Cardholders to register on this platform. Cardholder will be redirected to the merchant’s URL dedicated to this program or the App via this platform to avail the offer by using the given promo code. T&Cs apply.
For more information, inquiries, and complaints, cardholder can use:
Email: visagccsupport@razorpay.com
Validity Dates: Until December 31, 2026.
DHL provides international courier, parcel, and express mail services. DHL operates in over 220 countries and territories and committed to providing high-quality innovation, and sustainability in the logistics industry.
Offer Details: 20% off on international shipments and 30% off on special occasions.
Platform URL: Visa GCC Benefits. Journey Cardholders to register on this platform. Cardholder will be redirected to the merchant’s URL dedicated to this program or the App via this platform to avail the offer by using the given promo code.
T&Cs apply.
For more information, inquiries, and complaints, cardholder can use:
Email: visagccsupport@razorpay.com
Validity Dates: until December 31, 2026
MyUS.com, a package forwarding and shipping company that helps individuals and businesses shop from US online store and ship products internationally.
Offer Details: Complimentary 1 year of free premium membership worth $120; 15% off shipments for the 1st month (via FDX, DHL and UPS); 10% off shipment for the remainder of the year.
Platform URL: Visa GCC Benefits. Journey Cardholders to register on this platform. Cardholder will be redirected to the merchant’s URL dedicated to this program or the App via this platform to avail the offer by using the given promo code. T&Cs apply.
For more information, inquiries, and complaints, cardholder can use:
Email: visagccsupport@razorpay.com
Validity Dates: until December 31, 2026
NASR Esports is a professional esports organization based in the Middle East, and they aim to promote esports in the region, support local talent and compete at the highest level in the global esports’ scene.
Offer Details: 25% off on NASR Academy packages and access to exclusive monthly tournaments to win grand prizes with Visa Journey card.
Platform URL: Visa GCC Benefits. Journey Cardholders to register on this platform. Cardholder will be redirected to the merchant’s URL dedicated to this program or the App via this platform to avail the offer by using the given promo code. T&Cs apply.
For more information, inquiries, and complaints, cardholder can use:
Email: visagccsupport@razorpay.com
Validity Dates: Until December 31, 2026.
MENAKART.com is an online shopping platform serving the Middle East and UAE with worldwide delivery. It offers a wide range of products including electronics, fashion, watches, games, books, and toys.
Offer Details: 10% off on Gaming CDs, and $14 off on all other gaming categories. This can be redeemed once per eligible Visa user per year.
Platform URL: Visa GCC Benefits. Journey Cardholders to register on this platform. Cardholder will be redirected to the merchant’s URL dedicated to this program or the App via this platform to avail the offer by using the given promo code. T&Cs apply.
For more information, inquiries, and complaints, cardholder can use:
Email: visagccsupport@razorpay.com
Validity Dates: Until December 31, 2026
MyProtein is a popular online retailer of sports nutrition and supplement products.
Offer Details: Additional 15% off above site discounts on MyProtein products online.
Platform URL: Visa GCC Benefits. Journey Cardholders to register on this platform. Cardholder will be redirected to the merchant’s URL dedicated to this program or the App via this platform to avail the offer by using the given promo code. T&Cs apply.
For more information, inquiries, and complaints, cardholder can use:
Email: visagccsupport@razorpay.com
Validity Dates: until December 31, 2026.
LikeCard is the ultimate platform for gamers to access amazing deals!
LikeCard marketplace features over 3000 brands covering Mobile Gaming, Consoles Gaming, PC Gaming, Video / Music on Demand and More.
Benefit Details: Up to 10% off on a vast selection of gaming vouchers, gaming perks & loyalty points through LikeCard.com or their app.
* Enjoy additional offers on Music and Video on Demand.
* No capping on discount amount or number of times the offer can be redeemed
Redemption Process:
* Cardholders simply need to visit likecard.com or download the LikeCard App.
* Discount/offer applies only to valid gaming vouchers in the Visa Offers category.
* Upon checking out with a Visa Card, the discount applies.
For More Information, Inquiries, and Complaints. Cardholder can use: visa.support@likecard.com
Offer valid until December 31, 2026
Enjoy exclusive discounts of up to 40% on dining, fitness, shopping, beauty, and entertainment at a wide range of popular merchants, making every day experiences more rewarding.
Benefit Details: Enjoy discounts at selected merchant, including up to 20% off dining & cafés, 30% off fitness, 20% off shopping, 40% off beauty and wellness and 20% off leisure and entertainment.
Redemption process:
The offers can be redeemed through the following link: Link
Validity: offer valid until 30 April 2027
T&Cs apply.
The Bicester Collection is a family of 12 distinctive shopping destinations in Europe, China and the US, defined by extraordinary experiences while offering remarkable value. The Villages are located close to some of the world’s most celebrated cities: London, Paris, Milan, Barcelona, Madrid, Dublin, Brussels, Munich, Frankfurt, Shanghai, Suzhou and New York. Collectively home to 1,500 boutiques, The Bicester Collection offers guests an ever-evolving curation of world-renowned fashion and lifestyle brands, world-famous restaurants, exciting pop-ups and imaginative art installations throughout the year. Discover more at www.TheBicesterCollection.com
Offer and Eligibility:
1.10% saving on the Village price for Visa cardholders, when using their VIP Pass or eVIP Pass.
2. Access to Hands-free Shopping
Book via Village Concierge Services at least 48 hours before visiting a Village or present eVIP Pass QR code at the Village Guest Concierge Services. See www.thebicestercollection.com/en/services/hands-free-shopping for more details.
3. Priority Boutique access
Visa Journey Cardholders are eligible for priority access to boutiques when booking via Concierge Services at least 48 hours before visiting Bicester Village and La Vallée Village.
4. Access to The Apartment
Only eligible for Journey cardholders. For eligibility, see The Apartment www.thebicestercollection.com/en/services/apartment for more details.
How is it redeemed?
* To redeem the 10% saving, cardholders must download a VIP Pass via the links below on the day of their visit, or up to one month in advance, to the relevant Village and present the QR code to enable the discount saving to be applied to applicable purchases
* To redeem Hands-free Shopping, eligible cardholders must present their VIP Pass and qualifying card at Concierge Services upon arrival at the Village. This service can also be pre-booked by emailing the Guest Services contact details provided on the landing page at least 48 hours in advance.
* To redeem access to The Apartment, eligible Visa cardholders should email the Village they plan to visit at least 48 hours in advance using the Guest Services addresses on the landing page.
* To redeem Priority Boutique Access, at time of cardholder request to visit Bicester Village or La Vallée Village, the Value Retail team will ask the cardholders for their preferred time to visit the boutiques, and their booking will be made with the boutique.
Redemption links:
https://www.thebicestercollection.com/en/partner-offers/international-visa-infinite
Enjoy special offers at 300+ premium restaurants across 13 countries with the Premium Dining Edition by SupperClub, available when you book via the Visa Airport Companion App.
Benefit Details: Discounts up to 50% on Total Bill and/or complimentary items at 300+ premium restaurants across 13 countries
Redemption process:
Please note:
Validity: offer valid until January 31, 2027
T&Cs apply.
Journey Cardholders and their families are covered on all trips up to 90 days in duration. Cardholders can use the online portal, enabling them to Access and download their insurance T&Cs & Populate Certificates of Insurance for visa purposes. Visit to generate travel insurance certificate online.
All Journey cards will be protected against unauthorized transactions or fraudulent use of their card by unrelated third parties. This insurance benefit will provide reimbursement up to USD 3,000 per occurrence with USD 5,000 annual aggregate limit for Visa Journey Cardholders.
Cover applies to:
Unauthorized charges for which cardholder is responsible that occur 48 hours prior to the cardholder first reporting loss or theft of their Visa Journey card to the issuer
Unauthorized charges incurred in the two (2) months prior to the cardholder first reporting the event to the bank made while their Visa Journey card remained in the cardholder’s possession through:
For policy details, including cover, conditions, limits and exclusions please visit here.
Buyers Protection provides Visa Journey Cardholders with extra peace of mind when purchasing an eligible item. Using Visa Journey card or payment device to pay for an Eligible Item, purchased in-store or online, cardholders will receive complimentary Buyers Protection Insurance, providing cover for theft, accidental damage or non-delivery of eligible purchases, subject to the Terms and Conditions of the policy.
Applicability:
Full payment of purchased items must be made with their Visa Journey card either in store or online.
New item purchases only
Coverage for a maximum of 365 days from date of purchase.
Only coverage for Accidental Damage in respect of mobile phones
28 days from incident date to submit a claim but Cardholder must report within 24 hours of discovery in case of theft.
Particular limits apply to online purchases that are not delivered or damaged in transit.
For policy details, including cover, conditions, limits and exclusions please visit here.
Extended Warranty adds real value to the Visa Journey Cardholder -it doubles the repair period offered by the original manufacturer’s warranty for up to 1 year, so Cardholders always feel the benefit of extra protection.
Applicability:
For policy details, including cover, conditions, limits and exclusions please visit here.
Event Ticket Cancellation provides Visa Journey Cardholders with extra peace of mind when purchasing event tickets with their card. With Event Ticket Cancellation, Visa Journey Cardholders can simply focus on enjoying unique experiences.
Cardholders will be reimbursed if they cannot attend an Event as a result of certain unavoidable circumstances
For policy details, including cover, conditions, limits and exclusions please visit here.
With Rental Car Collision Damage waiver, Journey Cardholders should never have to consider the little practical details while travelling.
Details of Cover:
In the event a cardholder is liable to reimburse a licensed rental agency for costs arising from material damage to a Rental Vehicle during the period of hire resulting from damage, fire, vandalism, or theft of the Rental Vehicle during a Covered Trip
For more information click here
Visa has partnered with Aspire Insurance Advisors, an insurance broker, to introduce a new WhatsApp communication channel for Visa cardholders.
The new solution offers a user-friendly platform serviced, supported on a 24/7 basis. The WhatsApp channel will allow Visa cardholders to quickly gain access to benefits details, insurance documentation, contact phone numbers, Frequently Asked Questions, or speak to an agent at anytime, all safe in the knowledge that conversations are secure and encrypted.
Launch of Fast Track Claims Solution
Fast Track Claims solution is now live. The new solution will now be applied to cardholder claims under USD 500 on of the following insurance benefit sections:
For more information, visit here.
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