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Upsize your rewards. Upsize your adventures.

You can now use your Rewards Points to upgrade your travel plans. Simply transfer your points over to our new airline and hotel loyalty program partners for flight and room upgrades, with attractive transfer rates.

  • Transfer your points at your fingertips
    Transfer your points at your fingertips

    Simply log in to Online Banking and choose which airline or hotel partner you’d like to transfer your Rewards Points to. You can make a transfer with just a few clicks.

  • International travel brands
    International travel brands

    Get more from every trip by transferring your points to the loyalty programs of airlines including Emirates and global hotel brands like IHG® Rewards Club and ALL - Accor Live Limitless.


    Transfer balances, spread the cost of purchases, and access extra cash when you need it.


    Enjoy rewards, discounts, cashback and more with a credit card for every lifestyle.

    Learn More

How it works

Step 1 Log on to your Online or Mobile Banking
Step 2 Select ‘Credit Cards’ tab on the Menu and click on ‘Card Details
Step 3 Click on ‘My Rewards’ button
Step 4 Choose Transfer Rewards
Step 5 Choose one of our partners
Step 6 Enter the amount of Rewards Points you want to transfer
Step 7 Complete your details and click “Submit” to make the transfer

Point Conversion

ALL - Accor Live Limitless 3
Flying Blue 1.3
Avios 1
Emirates Skywards 1.75
Etihad Guest 2
IHG® Rewards Club 1
Jumeirah One 2
Marriott Bonvoy 1
Turkish Airlines Miles & Smiles 1.5

Transfer Rewards FAQs

What is Transfer Rewards?

This feature enables you to convert your reward points to partner points.

How do I use Transfer Rewards?
  • Log on to your online or mobile banking
  • Proceed to the ‘Credit Cards’ tab on the Menu and click on ‘Card Details’
  • Click on ‘My Rewards’ button
  • Click on the ‘Transfer Rewards’ button
  • Select one partner for which you want to convert your reward points
  • Enter the mandatory details and submit
  • The reward points will be converted to ‘Partner Points’ in real time

After you have clicked the ‘Transfer Rewards’ button, you will be able to promptly convert Reward Points to merchant loyalty points or air miles with certain merchants.

Please take note:

  • You will only be able to perform conversion in ‘blocks’ of amounts as displayed on online/mobile banking.
  • A transfer of merchant loyalty points or air miles from a SCB customer to another SCB customer or third party who is not a SCB customer using Transfer Rewards is not permissible.
Is there a fee on converting rewards to partner points?

No, there will be no fee for the conversion of your Reward Points to Partner Points.

How are rewards points deducted from my account once I transfer points?

The points are deducted from your account based on a pre-defined system logic. You cannot specify the cards from which the points will be deducted.

Are all my credit cards eligible for Transfer Rewards?

All your reward points earning cards are eligible for Transfer Rewards.

How long will it take for the points to be converted?

It will be real time for Avios/British Airways. For the remaining partners it will take up to 5 days for the transfer to be processed.

Please call Standard Chartered Client Care Centre if you do not hear from us in 7 days

How can I view the status of my Transfer Rewards orders?
  • For both successful and rejected transactions you will receive a real time in-app notification.
  • For pending transactions, you will receive an SMS.

Please call the Standard Chartered Client Care Centre if you do not hear from us in 7 days

Terms & Conditions

Please click here to go to the Terms and Conditions page.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.


Merchant locations
Offer details
  • MasterCard:
All cards accepted
  • Visa:
All cards accepted
  • China UnionPay:
All cards accepted
  • AMEX:
All cards accepted
Terms and conditions
Terms and conditions