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Terms and Conditions of Third-Party Payment

I agree and accept, in order to open the Debit Card (Including Physical Debit Card and Virtual Debit Card) payment function on the third-party payment platform, I shall bind Debit Card on the third-party payment platform which has established a cooperative relationship with SCB from time to time. When the Debit Card is bound at first time, the information of Cardholder is required. After that, transactions will be directly verified by using the transaction password set by Cardholders on the third-party payment platform. Currently, the maximum limitation is RMB 10,000 for both single payment and single day on WeChat payment channel, RMB 20,000 for single payment and RMB 50,000 for single day on Alipay channel and WeChat payment channel, RMB 20,000 for both single payment and single day on online payment channel of Union Pay. The payment limit on 3rd party payment platform shall be subject to the transaction limitation of RMB deposit account (“Type II”), which is currently 10,000 RMB for a single payment and a single day, and 200,000 RMB for a single natural year as well as RMB deposit account (“Type III”), which is currently 2,000 RMB for a single payment and a single day, and 50,000 RMB for a single natural year. I can inquire the limit through SCB branches or SCB customer service hotlines. I understand that there may be risks on the third-party payment, I will properly preserve my identity information, card number, password, cell phone number and other personal information and try not to use third-party payment in public places such as the internet bar. I know that if I suspect my personal information is leaked, I will report the case to the third-party payment institution according to the third-party payment related user agreement, and will contact SCB via customer service hotline to report loss of the Virtual Debit Card. For the case of fraudulent confirmed not caused by my personal reasons, I am entitled to apply for compensation to SCB in accordance with the provisions of laws and regulations.