Powering international growth with Ksher

PayTech company Ksher shares how Standard Chartered has helped to strengthen its cross-border capabilities and its expansion across Southeast Asia.

13 October 2026

3 mins

Corporate & investment bankingTrade corridorsTransaction banking

Helping businesses grow beyond their home market

Southeast Asia is becoming increasingly interconnected, creating new opportunities for businesses to reach customers, suppliers and partners beyond their domestic market.

For Ksher, that’s exactly where the opportunity lies.

The company helps businesses navigate cross-border collections and payments, making it easier for merchants to participate in regional commerce, even without an established local presence. Today, Ksher supports more than 250,000 customers globally.

As more businesses look to expand across borders, the challenge is no longer simply reaching new markets. It’s creating experiences that feel seamless, trusted and local, regardless of where customers are based.

Growth brings complexity

As Ksher continues to grow, so does the complexity behind the scenes.

Every new market introduces different currencies, payment systems, settlement requirements and regulations. At the same time, merchants expect transactions to be fast, secure and transparent, whether they’re receiving payments from next door or from another country.

Managing that complexity requires more than individual banking solutions. It requires a partner with the network, expertise and local understanding to help businesses operate confidently across multiple markets.

What sets Standard Chartered apart is not only the strength of the solutions, but the collaborative partnership that comes with it. The bank brings a unique combination of global reach and local market expertise.

Siva Ramanathan

Partner & Chief Growth Officer, Ksher Group

Watch the video to hear from Siva Ramanathan, Partner & Chief Growth Officer at Ksher, on the opportunities shaping cross-border commerce and why strong partnerships matter when businesses scale across multiple markets.

Building for the next stage of growth

As Ksher expanded its regional footprint, Standard Chartered worked closely with the company to strengthen the banking infrastructure supporting its cross-border operations.

The Bank’s international network, local market knowledge and connectivity to payment ecosystems have helped Ksher enhance its cross-border capabilities and operate more effectively across the region.

For Ksher, that has translated into a smoother payments experience for merchants, greater visibility over its cross-border operations and increased confidence as it continues to scale. Rather than taking a one-size-fits-all approach, the partnership has evolved alongside the business, helping Ksher respond to new opportunities and changing requirements as it grows.

Making cross-border commerce feel simpler

Ultimately, the impact is felt by the businesses that rely on Ksher every day.

Stronger cross-border capabilities give merchants greater flexibility, faster access to funds and a more consistent experience across markets. That can help improve cash flow, simplify operations and make it easier to pursue growth opportunities beyond their home country.

For Ksher, success means removing friction from the payments process so businesses can focus on serving customers and growing their business.

The complexity may still exist behind the scenes, but the experience should feel simple.

Growing together

As Ksher looks ahead, its relationship with Standard Chartered continues to evolve alongside the business.

By combining expertise, sharing insights and adapting to changing needs, the two organisations are helping create stronger connections between businesses, customers and payment ecosystems across Southeast Asia.

For Ksher, the value of the relationship goes beyond banking services. It is about having a trusted partner that understands its ambitions and can help support the next phase of growth.

We see Standard Chartered not simply as a banking provider, but as a strategic partner, helping us build the next phase of our growth.

Siva Ramanathan

Partner & Chief Growth Officer, Ksher Group