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Smart card promotion for hotel staycation - lady swimming at infinity pool

Smart Card

Enjoy up to 15% Rewards at Expedia or 5% CashBack on Staycation Spend

Anson Kong Ip Sang who wearing green suits are happy to holding the gift boxes

Up to 10% CashBack on Dining, Staycation & Shopping spend

Standard Chartered Smart Credit Card

Earn and save on your everyday spending. All you need is ONE card – get the whole family to apply now!

Year-round Offer

3-month 0% Interest Instalment

Stress-free spending, split your credit card bills with 3-month interest-free instalment

Massive 5% Rebate

On designated everyday merchants. No registration, no minimum spending, available every day*.

Fees, Goodbye!

No foreign exchange fees, no annual fees, no cash advance fees. Ever.

Welcome offer

From 31 December 2021 to 31 March 2022, New Cardholders² who submit the application and fulfil below requirements within the first 4 months from the date of card issuance can enjoy up to HKD2,000 CashBack:

Plant, Fruit, Food

Up to HKD2,000 CashBack³ on Eligible Transactions⁴

• First HKD4,000 accumulated eligible transactions within the first 2 months from the date of card issuance can enjoy HKD1,000 CashBack³

• Upon HKD4,000 accumulated Eligible Transactions can enjoy 2.5% CashBack³ within the first 4 months from the date of card issuance, subject to a maximum of HKD1,000 CashBack

Limited Time Offer: Up to 15% rewards at Expedia Hong Kong or 5% CashBack on Staycation Spend

    From 1 January to 30 April 2022, earn up to 15% rewards at Expedia Hong Kong or 5% CashBack on Staycation spend. No registration or minimum spending is required.

    Up to 15% rewards at Expedia Hong Kong includes instant discount at designated webpage**, and 8% CashBack for Smart Card^^.

    A maximum CashBack of HKD800 can be earned under the Limited Time Offer within the promotion period.

    Learn More

A massive 5% CashBack*, earn and save on your everyday spending

    Say goodbye to the complicated CashBack deals of most credit cards. With Smart Card, you can enjoy a massive 5% CashBack when you shop at 759 Store, Circle K Convenience Store, foodpanda, Klook, McDonald’s® & McDonald’s App , PARKnSHOP and its designated retail stores, Sa Sa Retail Store & eShop, Watsons and ZALORA, with no minimum spending requirement.

    Learn More

3-month Interest-free Instalment for UNLIMITED number of purchases

    Enjoy shopping with easy repayments! In just a few clicks, you can split your credit card bills in 3 months, through instalments with no interest and no handling fees, for retail spending over HK$500 or above.

    Example:
    Card spending: $9,000
    Instalment Tenor: 3 months
    Monthly repayment = $9,000/3 = $3,000
    Total repayment amount = $9,000

    Note: The Bank will deduct HKD1 CashBack on the 360° Rewards Redemption Platform for every HKD180 instalment amount applied. Example: For an instalment amount of HKD9,000, the Bank will deduct HKD50 CashBack.^

    If you select tenor of 6 months or above, the handling fee is as low as 0.15%. Click to learn more for our Statement Instalment Plan.

Anson Kong Ip Sang who wearing green suits are happy to holding the gift boxes
Everyday Credit Card Spending Rewards
Up to 10% CashBack on Dining, Staycation & Shopping spend

Credit Card Promotions & Services

Pay bills and make transfers without fees

Skip the fees. Now you can pay your rent, education expenses, car park fees and even your family and friends with your credit card without handling fees!

 

Instant cash from your credit card

Extra cash is just one click away! Enjoy the exciting experience of instant approval in 30 seconds and instant disbursement via FPS with the Smart Card!

 

360° Rewards Redemption Platform

360° Rewards Redemption Platform now serve with refresh outlook enable you to redeem rewards with your earned Points and CashBack

 

Eligibility

  • Hong Kong resident aged 18 or above
  • Annual income of HKD96,000 or above

Documents

    • Your Hong Kong Identity Card
    • Your latest residential address proof showing your name
  • For regular income earners, please enclose your latest 1 month’s computer generated Payroll Slip or latest 1 month’s Bank Statements / Passbook showing your name, account number and salary entries
  • For irregular income earners, please enclose your latest 3 months’ computer generated Payroll Slip or latest 3 months’ Bank Statements / Passbook showing your name, account number and salary entries
  • For self-employed applicants, please enclose your Business Registration Certificate AND latest Profits Tax Demand Note

    Note: The bank reserves the rights of requiring more supportive documents for further review.

Smart Card 3-month Interest-free Instalment Remarks

^For spending amounts that are not eligible to earn CashBack (e.g. bill payment transactions made through Standard Chartered Online Banking), the Bank will also deduct HKD1 CashBack for every HKD180 instalment amount applied. Where there is insufficient CashBack balance on the 360° Rewards Redemption Platform for deduction, a negative balance will be displayed.

Note
Smart Card Welcome Offer
  1. Welcome Offer is from 31 December 2021 to 31 March 2022.
  2. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
  3. “Eligible Transactions” are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase but do not include without limitation cash advances, gambling tokens, insurance payment, Octopus Automatic Add Value Service, bill payment (including but without limitation tax and utilities payment) via Internet/ATMs/Phone Banking Services or other available means, any money/electronic money transfer (including but not limited to any transfer made via person to person (P2P) payment services or mobile device/app/electronic funds transfer platform), unposted/cancelled/refunded/falsified/unauthorized transactions, any transfer/top up transaction from eligible cards to any account designed by the Bank from time to time, including but not limited to Octopus O!ePay, Alipay account and other digital payment account as may be made available by the Bank from time to time.
  4. For the terms and conditions of the welcome offer, please click here.
Smart Card HKTVmall Offer

The Offer has now ended.

CashBack earned under the Offer will be shown on the 360° Rewards Redemption Platform on or before 28 February 2022. Click to learn more on redeeming your rewards online.

Please notify the Bank if you do not receive the CashBack by 31 March 2022. Otherwise, the Bank accepts no liability and will not be liable for any compensation.

Smart Card Limited Time Offer

A. Promotion period: From 1 January to 30 April 2022

B. ^^Details of the reward categories under the Limited Time Offer are as follows:

Total Percentage of CashBack Earned for Each Reward Category
Components for Total Percentage of CashBack Earned
Total Maximum CashBack Earned During Entire Promotion Period
8% for Eligible Merchant Transactions 7.44% under Limited Time Offer + 0.56% under Smart Card Rewards Scheme HKD800
5% for Eligible Hotel Transactions 4.44% under Limited Time Offer + 0.56% under Smart Card Rewards Scheme

C. CashBack will be offered ONCE only if the same Eligible Transaction falls under multiple reward categories.

D. A maximum CashBack of HKD800 can be earned per card account under the Limited Time Offer within the promotion period.

E. No registration, no minimum spending required and available every day.

F. For more details, please refer to Standard Chartered Smart Credit Card Limited Time Offer Terms and Condition

** Up to 15% rewards at Expedia Hong Kong includes instant discount at designated webpage and 8% CashBack for Eligible Merchant Transactions. For avoidance of doubt, to be eligible for the instant discount at Expedia, Cardholders are required to follow the below steps to enjoy 8% off on hotel bookings:

  1. Visit designated webpage www.expedia.com.hk/scb
  2. Select eligible hotels
  3. Select “Non-refundable” and “Pay now” options in the check-out payment page
  4. Enter coupon code SCBHK08

For more details, please refer to webpage www.expedia.com.hk/scb

*Smart Card Features

Ⓐ Promotion period: From 1 January to 31 December 2022

Ⓑ Upon successfully signing up for and issued with a Standard Chartered Smart Credit Card, the Bank will rebate a certain percentage of the amount of the Eligible Transactions in the form of CashBack to the card account as shown in the list below.

Ⓒ Eligible Transactions made at below Designated Merchants can earn HKD1 CashBack for every HKD20 spent (5% CashBack percentage)

  • 759 STORE
  • Circle K Convenience Store
  • foodpanda
  • Klook
  • McDonald’s® & McDonald’s App
  • PARKnSHOP and its designated retail stores (FUSION, TASTE, INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, EXPRESS and PARKnSHOP Frozen Food Stores outlets)
  • Sa Sa Retail Store & eShop
  • Watsons
  • ZALORA

Ⓓ Other eligible transactions can earn HKD1 CashBack for every HKD180 spent (0.56% Cashback Percentage)

Ⓔ The maximum spending amount of Eligible Transactions that are made at Designated Merchants and qualified for the 5% CashBack Percentage is HKD60,000 per Card account within the promotion period. Any amount in excess will be counted as Other Eligible Transactions.

Ⓕ For more details, please refer to Standard Chartered Smart Credit Card Rewards Scheme Terms and Conditions.

To borrow or not to borrow? Borrow only if you can repay!