Last Respects Plan

Standard Chartered Insurance Agency (SCIAL) - a subsidiary of Standard Chartered Bank Kenya, regulated by Insurance Regulatory Authority, complements the bank in delivering comprehensive financial solutions to all our Clients. Through SCIAL, we work hard to make life easier for our clients and their families. The Last Respects Plan gives your family the support they need to pull through the pain of loss. Enjoy peace of mind, knowing that our immediate cash payout for essential funeral expenses will save you or your family from financial stress.


  • This is a product that pays out a specified amount upon the death of the life assured as shown in the table below. The funeral benefit covers death from illness benefit as well as accidents.
  • Eligibility: Any adult person aged 18 to 60 years can purchase this policy. Such persons can also bring on board the following; own spouse aged 18 to 60 years; own children aged between 3 months and 24years; own parents and parents-in-law aged up to 75 years.
  • The customer has the right to review the policy within 30days and if not satisfied, they have a right o a return of the full premium paid
  • Claims are payable within 48hours after receipt of full documentation by the Insurer
  • A completed claim form, original burial permit ,a certified copy of I/D will be required for claim settlements. Thereafter, the Insurer will require a certified copy of the death certificate for records.

Waiting Period

There is a 3month waiting period for natural deaths for the main member, spouse and children. There is a 6 month waiting period for parents. Waiting period does not apply for accidental death.


  • A policyholder is only allowed a maximum of 2 policies on the Funeral Cash Plan.
  • Other members of the policy cannot be covered for a benefit greater than that of the main member. They can however be covered for the same level of benefit or a lesser benefit.
Premium Per Annum
Benefit per Annum
Premium Per Annum
Funeral Member(Main member) 200,000 3,600 300,000 5,400
Funeral Spouse 200,000 3,600 300,000 5,400
Funeral Child 100,000 1,800 100,000 1,800
Funeral Parent(up to 65 years old) 200,000 5,000 300,000 7,500
Funeral Parent(between 66 and 70 years old) 200,000 8,000 300,000 12,000
Funeral Parent(between 71 to 75 years old) 200,000 12,800 300,000 19,200

**75 years is the maximum age at entry. However, after the age of 75, an existing client continues with the policy as long as they are paying the premiums

This solution is underwritten by Sanlam Life Assurance Company Limited

Apply Online

Click here to sign up now.

Sign Up Now

Call Us

Call our hotline for further information.

(020) 329 3900

Contact Me

Alternatively, please complete our contact form and we will be in touch as soon as possible.

Contact Me »

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

Foreign Exchange

Get competitive forex exchange rates with the help of our experts. Standard Chartered Bank Kenya offers competitive foreign exchange rates for major currencies.

More details »
Mutual Funds

Looking for mutual funds / unit trusts? Standard Chartered Bank Kenya offers a wide variety of Mutual Funds at a minimum of USD 1000 investible funds in lump sum.

More details »
Regular Savings Plan

A specially designed product that offers you a disciplined investment strategy by enabling you to commit to invest a fixed, relatively small amount of money on a regular basis into a Mutual Fund or funds of your choice.

More details »
Fixed Income Securities

At Standard Chartered Bank Kenya, you can select a wide variety of fixed income securities (USD, GBP & AUD) suited for those with medium to long term investment goals.

More details »