Executive Committee

Kariuki Ngari

Kariuki Ngari
Chief Executive Officer

Kariuki is an accomplished career banker with 30 years of experience. He earned his recognition through successfully transforming the consumer banking divisions of Standard Chartered Bank Kenya and the Africa region. He is a seasoned financial professional and he has held various senior leadership roles across the industry. In addition to his current role as CEO, he was the Acting Regional Head , Consumer, Private and Business Banking for Africa, Middle East & Europe from 2019 – Feb 2022. Prior to this, he was the Global Head, Retail Distribution for Standard Chartered Bank in Singapore. He was instrumental in formulating global strategies for the future of Retail Branches and Voice & Virtual channels. Kariuki was the Regional Head of Retail Clients Africa between 2013 and 2015, and the Executive Director Kenya and East Africa from 2009 to 2013. He has also held senior positions in Barclays Bank of Kenya Limited.

Kariuki sits in several Boards including Standard Chartered Bank Kenya Ltd, Standard Chartered Bank Uganda Ltd and UN Global Compact.

He is married with two children and enjoys farming and active involvement in community affairs during his leisure time.


Chemutai Murgor

Chemutai Murgor
Chief Financial Officer

Chemutai has been with the Bank for 20 years and has wide experience in finance having worked previously as the Head of Finance as well as Head of Business Finance. Chemutai has also held various senior positions at Deloitte & Touche both in Kenya and the United Kingdom.


Peter Gitau

Peter Gitau
Chief Operating Officer

Peter has over 28 years’ experience in operations, technology, risk management and internal/external audit. He has held senior roles in Standard Chartered including Chief Information Officer (East Africa), Group Head of Controls for Wholesale Banking Technology & Operations ( Singapore) and Head of Audit (Africa). In his early career Peter was part of the Assurance Services Practice in PricewaterhouseCoopers.


Birju Sanghrajka

Birju Sanghrajka
Head, Commercial, Corporate and Institutional Banking

Birju has over 22 years of corporate banking experience, having started as a Graduate Trainee in Standard Chartered, Kenya. His career has seen him work in corporate banking, corporate finance and transaction banking, across Kenya, the United Kingdom, South Africa and the United Arab Emirates. Birju’s last role prior to this appointment was the Head of Trade for Africa & Middle East in Transaction Banking, based in the United Arab Emirates.


Edith Chumba

Edith Chumba
Head, Retail Banking

Edith was appointed Head, Retail Banking in 2019. She brings to the role over 20 years of Retail Banking experience, having started her career at Barclays Bank of Kenya before joining Standard Chartered Bank Kenya in 2015. Prior to her role, Edith was the Head of Distribution Channels. She has been instrumental in leading the Retail Banking transformation and overseeing delivery of turnaround strategies for the business in Kenya.


Evans Munyori

Evans Munyori
Head, Human Resources

Evans was appointed to the role in 2018. He joined the Bank in 2004 as a generalist working in HR Service Delivery. He has built a wealth of experience in Human Resources Management having worked for nine years as a HR Business Partner in Kenya and Malaysia. Prior to his appointment, he was Human Resources Business Partner for Technology in Malaysia.


Makabelo Malumane

Makabelo Malumane
Head, Transaction Banking

Makabelo is a seasoned professional with over 18 years of financial services experience across Europe, the Middle East and Africa. She joined Standard Chartered Bank in 2015 as the Cash Management Product Head for Africa and was instrumental in developing and delivering the digital and innovations strategy for the corporate, commercial and institutional banking client segments across SCB presence markets. Prior to joining the Bank, Makabelo held a number of key roles at Citibank and Stanbic Bank where she honed her international and multi-functional expertise across the sales, client management and product management disciplines.


David Adepoju

David Adepoju
Head, Financial Markets

David has 20 years banking experience spanning Audit, Technology and Financial Markets. Prior to his current appointment in April 2020, he was the Head of Financial Markets Nigeria and Africa & Head of Treasury Markets West Africa. He has held positions in Financial Markets across Africa, the Middle East and the UK and has broad experience across Trading, Asset & Liability Management, Market Risk, Capital Markets and Market Development. David is a past president of Financial Markets Dealers Association (FMDA) in Nigeria, a very influential advocacy body on Financial Markets. He is also an Associate Member of the Institute of Directors, Nigeria and an Honorary Senior Member (HCIB) of the Chartered Institute of Bankers of Nigeria.


Rebecca Kaggwa

Rebecca Kaggwa
Head, Conduct, Financial Crime and Compliance

Rebecca has over 28 years’ experience in compliance, finance, operations and technology, company secretarial, risk management and audit. She has held various senior positions within the Bank including Head Africa Finance Shared Services Centres in Kenya and Ghana, Executive Director Finance, Head of Business Technology (renamed Technology & Operations), and Company Secretary, Standard Chartered Bank, Uganda.


Jared Obongo

Jared Obongo
Head, Risk

Jared joined the Bank in 2013. He is a risk and compliance practitioner in the financial services sector for 24 years. Jared has previously worked at Central Bank of Kenya, Cooperative Bank of Kenya, Commercial Bank of Africa and Stanbic Bank. He is a member of Global Association of Risk Professionals (GARP)-UK, Associate of Kenya Institute of Bankers (AKIB), Certified Financial Risk Manager (FRM), Certified Information Systems Auditor (CISA) and Certified Fraud Examiner (CFE).


Jared Obongo

Joyce Kibe
Head, Corporate Affairs and Brand and Marketing

Joyce joined the Bank in 2021. Her strong commercial acumen, skilful stakeholder engagement and ability to transform insights from data into award-winning marketing strategies has led to her achieving extraordinary business results throughout her career. Joyce has 22 years of experience in marketing, communications, consumer insights, innovation and strategic planning having worked for British American Tobacco and East African Breweries. She has held various leadership roles in Kenya, Nigeria, UK and Zimbabwe.


James Mucheke

James Mucheke
Chief Risk Officer

James was appointed to the role in 2021. He is a seasoned banker, with 24 years of banking experience. He has held senior leadership roles in Kenya and other countries within the Group. Prior to his current role, James was the Head of Credit for Kenya and East Africa and held a similar role in Nigeria & West Africa from 2013 to 2019. He successfully managed these portfolios through very turbulent periods. He has held other senior roles within the Group.


Judy Nyaga

Judy Nyaga
Company Secretary

Judy was appointed as Company Secretary in December 2020. Judy has over 20 years legal and corporate governance experience in the banking industry having worked at both Standard Chartered and other banks in Kenya. She has gained extensive knowledge and experience leading teams of company secretaries across various markets in Africa, Middle East, ASEAN and South Asia.


David Mwindi

David Mwindi
Head, Audit

David joined the Bank in 2011 having previously worked for Barclays Bank, KPMG Kenya, PwC and Strathmore University. He has over 18 years’ experience in the finance sector. He is a Certified Public Accountant of Kenya and a Certified Internal Auditor. He previously served as a member of the Professional Standards Committee of the Institute of Certified Public Accountants of Kenya (ICPAK).


Jaine Mwai

Jaine Mwai
Chief Information Officer

Jaine Mwai has over 23 years of experience working in Technology. She has worked in the Bank for 20 years in various roles. She has deep experience in project planning and execution, leading multi-functional and multi-cultural teams. Prior to her appointment as Chief Information Officer, Jaine was the Country Technology Manager and Head of Program and Change Management.


Dr. Davidson Mwaisaka

Dr. Davidson Mwaisaka
Head, Legal

Davidson has over 15 years’ legal experience. He started his career in legal practice in the law firms of Kaplan & Stratton Advocates and Oraro & Company Advocates. He later transitioned to in-house practice at Equatorial Commercial Bank (now Spire Bank) as Legal, Compliance Manager and Assistant Company Secretary, after which he joined Britam as the Group Legal Manager and Group Assistant Company Secretary responsible for the East and Southern Africa region. He joined the Bank in April 2014 as Country Senior Legal Counsel and Assistant Company Secretary and was promoted to his current role in April 2020. He is a Certified Company Secretary (CPS(K)), Associate Chartered Arbitrator (ACArb) and Advocate of the High Court of Kenya.