Benefits

Mortgage Features

money other cash

Loan amounts up to ZMW5.5 million.

time flexible tenure

Longer loan periods up to 25 years.

protect your belongings

All you need is to be a salaried employee or self employed to qualify. Property must be on title.

added value medical benefits

In the event of permanent disability, death and retrenchment, your insurance policy will cover. Terms and conditions apply.

added value high interest rates

Our Home Solution gives you access to competetive rates on your Home Loan. Along with your Home Loan, you also receive a current account and a pre-approved credit card.
Our Interest rates are very competitive on the market.

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90% mortgage financing is available subject to our Ts & Cs. The loan is now available to business owners like you to ensure that we help you meet your goal by providing you with the right options.

global worldwide access

Access this facility anytime. It provides scheduled equal monthly instalments to help you plan properly. You can rest assured knowing that Standard Chartered will help you fulfil your urgent needs.

Application Eligibility

  • Salaried Employee
  • Age requirement: Minimum 21 years old
  • Available to existing Standard Chartered Clients who have a Current or Savings Account with the Bank

Documents Required

  • Copy of NRC/ Valid Passport
  • Latest Pay slip (original stamped & signed)
  • Latest utility Bill/ Confirmaiton from employer
  • 3 months bank statement of salary account
  • 6 months statements for all active loand
  • Copy of marriage certificate (where applicable)
  • Sales Agreement / Letter of Offer
  • Copy of Title Deeds
  • If US Person, upload FATCA W-8 or W-9 BEN form as appropriate.

Application Eligibility

  • Salaried Employee
  • Age requirement: Minimum 21 years old
  • Available to existing Standard Chartered Clients who have a Current or Savings Account with the Bank

Documents Required

  • Copy of NRC/ Valid Passport
  • Valid Work permit/ Valid Permanent Residence Permit (Non Zambians)
  • Latest Pay slip (original stamped & signed)
  • Latest utility Bill/ Confirmaiton from employer
  • 3 months bank statement of salary account
  • 6 months statements for all active loan
  • Copy of marriage certificate (where applicable)
  • Sales Agreement / Letter of Offer
  • Copy of Title Deeds
  • If US Person, upload FATCA W-8 or W-9 BEN form as appropriate.

It is a loan advanced to the Customer by the Bank towards the purchase of a property. The Customer provides the Bank with his / her property as a security.

A variable interest rate is where the interest rate changes from time to time based on the prevailing economic environment.

There is an arrangement fee that the customer is expected to pay upon acceptance of the loan. It is 2.5% of the loan amount (minimum ZMW2,000.00). Other Costs you will be expected to meet

  1. Legal Costs – negotiated fees and variable depending on property value
  2. Credit Life and Property Protection Insurance – Comprehensive insurance to safeguard the borrower during the Home Loan term
  3. Valuation fees – upon approval of application, the property will be valued and fees variable depending on property value

Call Us

Call our hotline for further information.

5247 (All local networks)

260966750500 (Priority Banking)

Email Us

Please send us a message and we will be in touch as soon as possible.

Email Us

Locate Us

Visit the branch that is nearest to you.

Find a Branch
Home Loan Mortgage solutions that help you realise your dreams.

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The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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