Competitive/attractive interest rates.

Yield Enhancement

Good cash management for your business means two things:

Business expansion requires capital investments, which are basically medium to long-term investments financed by one or a combination of the following:

  • Careful assessment of the cash level required to meet your business commitments.
  • Ensuring that idle funds are invested to optimize the returns on your cash.

While this cash is not necessary for daily operational needs, it need not lie idle as a cash stockpile. Prudent management of your excess cash can have a significant impact on the ability to fund your business expansions and improve your business profitability.

Optimizing the management of your excess cash

Making the smartest decision to manage your excess cash is as important a business decision as any. You may consider the following steps before you make that decision:

Step 1: decide on how much to invest
Step 2: understand where to invest

As an entrepreneur, your greatest opportunities may lie in investing in your own business. Accordingly, you may want to invest your excess capital in liquid, comparatively low-risk investments. This investment portfolio will enable you to tap into this capital when the business climate demands it.

Maximizing returns on your excess cash

We are your business partner. We provide you access to investment expertise to secure higher yielding solutions based on your business' needs and risk profile. We also offer preferential pricing on higher investment volumes.

Fixed Term Deposit

With our fixed term deposit, you can enjoy high interest rate and stable returns on your cash deposits in local and foreign currency. You can also enjoy the flexibility to choose different terms for their deposits to fit your financial needs.

Main Benefits
  • Competitive/attractive interest rates
  • Varying maturity term periods to suit customer needs
  • Interest computation on daily balances
  • Margin Accounts can be used as security for loans and overdrafts

Useful Information

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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