Standard Chartered International Spends Bonus points Campaign Offer (Earn 50% bonus points during the campaign period)

  1. This Offer is applicable only to Standard Chartered Journey/Visa Infinite Credit Cardholders (the “Cardholders”).
  2. The Offer is valid from 1 November 2025 to 31 January 2026 (both dates inclusive).
  3. The eligible Cardholders will receive 50% bonus rewards on international spends (any non-AED international transactions) carried out with the Standard Chartered Journey Credit Card.
  4. To be eligible for this offer, clients must register (Opt-in) for the campaign through the link provided in the email communication or SMS fx25 to 3133 from their registered mobile number anytime between the campaign period. (SMS registration from a non-registered number or from the Supplementary Cardholder’s Mobile will not be valid).
  5. Each client can earn total rewards points of up to 30,000 during the campaign period.
Earn 50% bonus points on all your international (non aed) spends
during the campaign period – From 01 November 2025 till 31 March 2026
Product name Spends category 360° Rewards point per USD 50% Bonus 360° Rewards point per USD Total 360° Rewards point(s) per USD to be earned
Journey credit card International transactions (non-AED currencies) 4 2 6
Bonus Rewards points will be credited by 31st March 2026

Illustration:

50% extra bonus points to be earned during this campaign
Transaction rate Spends Transaction currency Base points rate per $USD Base points Bonus points rate per $USD Bonus points Total points
International spends (non AED) 3,000 USD 4 12,000 2 6,000 18,000
International spends (non AED) 9,000 USD 4 36,000 2 18,000 54,000
International spends (non AED) 15,000 USD 4 60,000 2 30,000 90,000

Any international foreign currency transactions are eligible to earn bonus rewards points.

  1. Non-AED international transactions made on the Primary as well as Supplementary Credit Cards will be included in the calculation of the eligible spends.
  2. All eligible Journey credit (cardholders) meeting the campaign criteria(s) will be awarded with bonus Rewards Points by Standard Chartered Bank by 31st March 2026.
  3. The Rewards points will not be considered as repayment/payment of the any statement outstanding due.
  4. Any potential complaints from the participating cardholders regarding the campaign reward (bonus points) will only be reviewed within 30 days after the award period end date of 31 March 2026. Any complaints submitted after the period stated will not be considered.
  5. Cardholders eligible for this campaign will not be eligible for any other campaign offered by Standard Chartered Bank UAE on Credit Cards during the period of this campaign.
  6. The Bank reserves the right to substitute the Rewards Points with any alternative prize/offer/cashback of equivalent value at any time without prior notice.
  7. The Bank may, in its sole and absolute discretion and without notice, revise the date, withdraw or revise this Offer.
  8. To the extent of any inconsistency between this Offer terms and the Standard Chartered Client Terms and Credit Card Terms (available on our website https://www.sc.com/ae/important-information/, the Standard Chartered Client Terms and Credit Card Terms and Conditions will prevail.
  9. The following transactions are excluded from the eligible spends criteria: ATM/CDM cash withdrawals, Balance Transfers, Fixed Payment Plans and Smart Payment Plans
  10. This campaign, along with its features, have been introduced by the Bank at its sole discretion. Accordingly, the Bank retains the right to discontinue the campaign or vary its features thereof at any time without prior notice.
  11. Cardholders who have cancelled or terminated the credit card for any reason at the time of computation of the eligibility for this campaign, will not be eligible for the campaign bonus points.
  12. If the Credit Card is overdue, blocked or suspended for any reason whatsoever, then the bonus rewards points shall stand forfeited but may be reinstated, at the sole discretion of the Bank.
  13. The Bank’s decision on computation and forfeiting of the rewards points will be final, conclusive and binding to the Cardholder.
  14. These terms and conditions are governed by the laws of the United Arab Emirates and any dispute will be subject to the exclusive jurisdiction of the court of United Arab Emirates.
  15. Should you have any concerns or complaints regarding any of our products or services, you may raise your complaint by emailing us at complaint.resolution@sc.com or by calling our Client Care Centre on 800 4949 (+971 4 403 9639 outside the UAE), and we will get back to you within 2 working days. To know more about our Complaints Resolution process, visit https://www.sc.com/ae/customer-service/