Log in to Online Banking or the SC Mobile Banking App, go to the Home tab, click on the 'Credit Cards' icon and select '360 Rewards'
Go on to the Main Menu by clicking on the top left 3 lines
Click on 'Purchase with Rewards'
Select your chosen card and confirm
Your next credit card transaction will be paid using your Points
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Purchase with Rewards Conversion Rate
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| 100 Rewards Points = AED 1 |
| 1 Cashback Point = AED 1 |
It is a feature that allows you to pay for your next single purchase using Reward Points or Cashback Points. You can use Purchase with Rewards by activating functionality via Online or Mobile banking.
| 100 Rewards Points = AED 1 |
| 1 Cashback Point = AED 1 |
Follow the activation process and simply click on the credit card you have selected and uncheck the box.
If you don’t have enough points to cover the whole transaction:
Your Points will be deducted from your balance and used toward the transaction in real time
Yes, overseas transactions will be included. Overseas or non-local transactions are subject to the same exchange rate as currency conversions on your card, so the amount redeemed via Purchase with Rewards will be the authorised amount.
This will not impact your ‘purchase with rewards’ the credit to your credit card remains and the debit to your reward points will not be reversed.
Yes, please see above steps
To keep the process simple, you can only select one credit card at a time for Purchase with Rewards.
Yes, all your Rewards Points and cashback-earning cards are eligible for Purchase with Rewards.
Check your monthly credit card statement, where the transaction will be reflected in your Rewards Points Summary.
Yes, you will earn Rewards Points or cashback like normal. See the points conversion table above.
Please read the Purchase with Rewards Terms and Conditions before you activate this feature.
