Secure your car with flexible plans that suit your budget and protection needs via the SC mobile app.
Download Now Download Now
|
Benefits
|
Motor Prestige
|
Motor Perfect
|
Motor Third Party
|
|---|---|---|---|
| Loss or damage to the insured vehicle | Yes | Yes | Not Applicable |
| Third Party Bodily Injury | Yes | Yes | Yes |
| Third Party property damage | Yes, 5 Million | Yes, 3.5 Million | Yes, 3.5 Million |
| Legal Liability extended to include family members as Third Party | Yes | Yes | Yes |
| Fire & Theft cover | Yes | Yes | Not Applicable |
| Storm, Flood, Riot & Strike | Yes | Yes | Not Applicable |
| Personal Injury cover | AED 20,000 | AED 20,000 | Not Applicable |
| Emergency Medical Expenses | AED 6,000 | AED 3,500 | Not Applicable |
| Personal belongings | AED 4,000 | AED 4,000 | Not Applicable |
| No claims discount | Yes | Yes | Yes |
| Oman cover | Yes | Yes | Optional |
| Off road cover | Yes | Yes | Not Applicable |
| Maximum available Agency repair period | Included, 5 years | Optional up to 5 years | Not Applicable |
| Guaranteed repairs | Yes | Yes | Not Applicable |
| Back to Invoice for Total loss | 24 months from 1st registration | 6 months from 1st registration | Not Applicable |
| Waiver of excess for windscreen damage | Yes | Yes if below AED 5,000 | Not Applicable |
| Personal Accident – Driver | Optional, AED 350,000 | Optional, AED 200,000 | Optional, AED 200,000 |
| Personal Accident – Passengers | Optional, AED 200,000 | Optional, AED 200,000 | Optional, AED 200,000 |
| Hire car benefit | Yes, up to AED 1,500 | Optional, up to 7 days | Not Applicable |
| 24 Hour Accident & Breakdown recovery | Yes | Yes | Yes |
| GCC cover | Optional | Optional | Not Applicable |
| Pick & Delivery (Claims Service) | Yes | Yes | Not Applicable |
| Claims Single point contact | Yes | Not Applicable | Not Applicable |
Major Exclusions:
IPHONE AND ANDROID APPS
The premium payment will depend on the model of car you are looking to insure.
Major Exclusions
General insurance products are provided by Gulf Insurance Group (GIG). Standard Chartered Bank UAE is only a referrer of GIG’s general insurance products and earns a commission from the insurance provider from the sale of this product. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract or in any manner whatsoever regarding your application or the contract of insurance.
The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.