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Fast forward your plans with a Personal Loan. Get cash when you need it the most.

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Fast forward your plans with a Personal Loan. Get cash when you need it the most.

Realise your plans faster

A personal loan that allows you to borrow up to 20 times your monthly income. Apply in just five minutes.


Apply today and enjoy the benefits that come with being a valued Standard Chartered Bank Client.

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Apply online for more perks

Fees & Charges

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.


Processing fee 1.05% of the loan amount (1.05% of Top Up Amount)

Min. AED 525/Max. AED 2,625

Early redemption fee 1% of Principal Outstanding Max.

AED 10,000 Plus AED 105 Cancellation Fee

Instalment deferment fee AED 105
Late payment fee 2% of the delayed amount

Min. AED 50/Max. AED 200

Loan ‘re-scheduling’ AED 262.50
Please click here for more details on all other applicable fees and charges

Eligibility & Documents


  • Minimum Salary: AED 15, 000 per month
  • Minimum Age: 21 years
  • Maximum Age: 65 years or company retirement age at loan maturity whichever is lower.

    Proof of Retirement age in company required for any case where age > 60 years at the time of loan maturity. This could be mentioned on Salary Transfer Letter, employment Contract or a Company Letter

Documents Required

  • Valid Passport, UAE Residency Visa and valid Emirates ID (original)
  • Salary Transfer Letter
  • Salary Certificate (in case of Take Over Loans)

    Standard Chartered Bank format, click here for more details

  • 3-month Bank Statement
  • Liability Letter (in case of Take Over Loans)



Loans are available to UAE residents working for companies approved by Standard Chartered. Loans are granted at the sole discretion of Standard Chartered Bank