What are Mutual Funds?

Mutual funds are investment vehicles that pool together money from multiple investors to purchase a diversified portfolio of stocks, bonds, or other securities. Managed by professional fund managers, mutual funds offer an easy and accessible way for individual investors to access a broad range of assets across stocks, bonds, and other asset classes across various geographies, industry sectors and themes and benefit from professional expertise.

 

By investing in a mutual fund, investors can get the benefits of diversification, which helps to spread risk and reduce the impact of any single investment’s poor performance on the overall portfolio. With Standard Chartered, you can choose from a wide selection of mutual funds to suit your unique investment needs and grow your wealth over time.

Why invest in Mutual Funds?

Mutual Funds give you affordable access to a wide variety of assets to match your risk profile and financial goals.

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Professionally Managed

Our mutual funds are managed by experienced professionals who continuously monitor and adjust the portfolio to capitalize on market opportunities and mitigate risks.

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Diversified Investment Options

Standard Chartered offers a wide range of mutual funds, providing you with access to various asset classes, including equities, bonds, and money market instruments. This diversification helps spread risk and can lead to more stable returns.

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Liquidity and Flexibility

Investing in Standard Chartered mutual funds offers the advantage of liquidity, allowing you to buy or sell your units on any business day.

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Affordability and Accessibility

Mutual funds with Standard Chartered provide an affordable entry point for investors. You can start investing with a relatively small amount of money, making it accessible to a broader audience.

Features of Online Mutual Funds

Simple, Smart and build for growth. Stay invested overtime to let your money grow on itself.

Wide range of funds from leading fund houses

Exclusive access to a Fund Library. Read More

Leverage expertise of our fund specialists

Our in-house Funds Select Team interviews fund managers and conducts analysis using an objective approach.

Market Views on-the-go

We tap into our global network and resources to analyse financial markets around the world and identify investment opportunities. Read More

Access a team of trusted advisors

Our experienced team of investment specialists and Relationship Managers will help you select mutual funds according to your specific needs.

Easy and convenient

Transactions can be carried out 24×7 through the SC mobile app so you can buy, sell track your mutual fund portfolio anytime, anywhere.

Invest in your choice of fund

Our open architecture platform gives you access to 100+ international mutual funds managed by globally reputed fund managers.

Diverse and affordable

Achieve diversification across asset classes and geographies by investing a lumpsum amount for as low as USD 1000 or start small by setting up a Smart Savings Plan for as low USD 200 per month.

Interactive Fund Library

Find a fund of your choice using smart filters or select from a list of shortlisted funds that match your investment profile from Fund Select.

Detailed Fund analysis

Access detailed fund information and performance data with factsheets, historical prices, trend charts and other indicators.

Instant Notifications

Instant email notifications upon completion of transactions for you to keep a track of your orders.

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How to invest in mutual funds on your SC Mobile app:

STEP 1

Log in to your SC Mobile app.

STEP 2

Select Invest & Insure option from the various widget available in the landing page.

STEP 3

To create Customer investment profile – Select invest profile option.

STEP 4

To start investing on mutual funds select mutual funds from the list of icons available.

STEP 5

Buy/Sell track your mutual fund investments via online mutual funds

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Invest a fixed amount every month into your choice of mutual funds with our Smart Savings Plan and shape a future you and your family deserve.

Key benefits:

  • Invest as low as USD200 per month for a minimum of 2 years.
  • Choose to invest in a wide range of mutual funds across asset classes and currencies.
  • Redirect your investments into any fund in the plan at no extra cost.
  • A disciplined approach to investments.
  1. Choose Your Fund: Review our range of mutual funds to select one that matches your financial goals and risk tolerance on our Interactive Fund Library.
  2. Open an Account: Complete the account opening process through our online platform or at a branch.
  3. Invest: Deposit your chosen amount and set up your investment either as a lump sum or through a Smart Savings plan (SSP).

Monitor and Manage: Track your investments through our online portal and consult with our advisors as needed.

Mutual funds offer flexibility in terms of investment amounts and withdrawal options. Investors can start with a relatively small investment, make additional contributions, or withdraw funds as needed, depending on the fund’s terms and conditions. Choose from many types of funds based on your goals and buy or sell easily when needed. Whether you want to grow your money, earn income, or save for the future, there’s a mutual fund for you.

Yes, before investing, you can compare funds by utilising mutual fund fact sheets, risk profiles, and performance data. You can also check the Standard Chartered Interactive Funds Library, an interactive tool that helps you research and compare funds.
Before investing, comparing funds can support better decision-making. Select those that align with your investment objectives. Standard Chartered provides resources and guidance to help you select mutual funds that align with your risk appetite and financial goals.

All investments come with some degree of risk, and mutual funds are no exception. Investors may have to navigate market fluctuations. The value of your investment can go up and down based on market conditions. However, to mitigate the risks, you can diversify your portfolio across various assets.

Generally, there is a relationship between risk and return. While low-risk investments typically offer lower potential returns, higher-risk investments carry the potential for higher returns. It is important to align your investment choices with your risk appetite and financial objectives.

Net Asset Value (NAV) refers to the value of each unit of a mutual fund on a specific business day. It is calculated by subtracting the fund’s total liabilities from its total assets and then dividing the result by the total number of outstanding units. NAV reflects the price at which investors can sell or buy fund units on a given business day.

The mutual fund expense ratio is a yearly fee charged by the fund. This fee covers its operating expenses including management fees, administrative costs, and other operational expenses. It is deducted from the fund’s assets and impacts on the overall returns an investor receives.

Mutual funds are suited for a wide range of investors who value diversification, professional oversight, and the convenience of accessing global markets through a single investment.

  • New Investors: Mutual funds are perfect for those new to investing. They offer an easy entry point with professional management and diversification, making them an excellent choice for beginners looking to grow their wealth over time.
  • Busy Professionals: For those with limited time to manage their investments, mutual funds provide a hassle-free way to invest. Professional fund managers handle all the research and decision-making, allowing you to benefit from their expertise without the time commitment.
  • Long-Term Planners: Individuals focused on long-term financial goals, such as retirement savings, children’s education, or buying a home, will find mutual funds to be an effective tool. They offer the potential for higher returns over the long term while managing risk through diversification.
  • Risk-Averse Investors: If you prefer a balanced approach to investing, mutual funds offer various options to match your risk tolerance. From conservative to aggressive funds, you can choose a fund that aligns with your comfort level and financial goals.
  • Diversification Seekers: Investors looking to diversify their portfolio will benefit from mutual funds, which invest in a mix of assets, reducing the risk associated with individual investments and providing a balanced approach to growth.

Disclaimer

Standard Chartered UAE is licensed by the Central Bank of the U.A.E.
Standard Chartered Bank UAE is licensed by Securities and Commodities Authority (SCA) to practice Promotion Activity.

Standard Chartered UAE acts as a distributor of the funds referred to in this document (which represents a proportion of all of the funds for which Standard Chartered UAE acts as distributor). Standard Chartered UAE receives fees including trail commissions for the funds that it distributes. You should not invest in any of the funds listed above (collectively the “Funds” and individually a “Fund”) unless you are satisfied that an investment in any of the Funds is suitable for you and you have fully understood the features and risk involved of investing in such Funds.

You should read the relevant offering documents of the Funds carefully for detailed information before deciding whether to invest in any of the Funds and you should pay particular attention to the risk factors set out therein. We recommend that you seek independent professional advice that takes into account considerations such as your financial situation and risk tolerance before making any investment decisions. Do not invest in investment products unless you fully understand and are willing to assume the risks associated with them.

Past performance is not indicative of future performance. An investment in any of the Funds involve risks, the prices of units or shares of the Funds referred to in this email fluctuate, sometimes dramatically, and you may lose your entire investment. Some of the Funds may invest extensively in financial derivatives instruments or emerging markets and may have leveraged exposure, which may lead to higher risk of capital loss. Please ensure that you are comfortable with the risks involved before making an investment. You should be aware that your investment(s) can be negatively affected by foreign exchange risk if your holdings are denominated in foreign currencies.

Information on this webpage is for reference and general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction or adopt any hedging, trading or investment strategy, in relation to any securities or other financial instruments. The content on this webpage has not been prepared for any particular person or class of persons and does not constitute and should not be construed as investment advice nor an investment recommendation. It has been prepared without regard to the specific investment objectives, financial situation or particular needs of any particular person. This is not intended to be an offer or solicitation of an offer to buy or sell any of the Funds and is not intended to, and shall not, constitute investment advice.

You should seek advice from a financial adviser on the suitability of an investment for you, taking into account these factors before making a commitment to invest in an investment.

Please refer to the offering documents of the respective funds for details, including risk factors. This website has not been reviewed by SCA. The information contained on this website is intended for UAE residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any Funds in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America.

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A smart and convenient way to invest in mutual funds to achieve your long-term goals. A smart and convenient way to invest in mutual funds to achieve your long-term goals.

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