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Enjoy higher returns of up to 2% p.a* profit and easy access to your savings with our Shariah compliant Saadiq XtraSaver Account.

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XtraSaver Saadiq
XtraSaver Saadiq

Enjoy higher returns of up to 2% p.a* profit and easy access to your savings with our Shariah compliant Saadiq XtraSaver Account.

Market-leading savings plus cashback reward*

Take control of your finances and enjoy higher returns while having access to your funds whenever you need them. Open a Saadiq XtraSaver Account today and we will reward you with up to AED 8,500 cashback*.

Exclusive sign-up offer

Fund your new Saadiq XtraSaver Account and be rewarded for maintaining your balance as detailed below
New funds
amount (AED)
Cashback reward (AED)
370,000 – 1,109,999 2,000
1,110,000 – 3,329,999 4,500
3,330,000 and above 8,500

Eligible clients will have to maintain the eligible AUM (Asset Under Management)* threshold until the “Qualification Date” mentioned below in order to get the cashback.

Saadiq XtraSaver Account opening date
Qualification Date
To be
maintained until
Payout Month
1-31 May 2018 31 July 2018 31 October 2018 15 November 2018
1-30 June 2018 31 August 2018 30 November 2018 31 December 2018

How it works (Saadiq XtraSaver AED Illustration)

Example Savings Table 1*


 Month 1
 Month 2
 Month 3
 Month 4
 Month 5
 Month 6
 Monthly Deposit (AED)  5,000 10,000 10,000 10,000 10,000 10,000
 Profit Rate (p.a.) 1.00% 1.00% 2.00% 2.00% 2.00% 2.00%
 Monthly Profit (AED) 4.17 12.50 41.69 58.43 75.19 91.99
 Total Average Balance (AED)  5,004 15,017 25,058 35,117 45,192 55,284

Earn 1% p.a. in the first 2 months and 2% p.a. onwards for up to 1 debit transaction1  per month.

1 debit transaction is allowed per month. Should there be 2 or more debit transactions in the Account in a month, the Client shall not be considered eligible for any Hiba amount, whereas Mudarabah profit amount shall continue to be paid to the Client. Profit is accrued based on your average balance and paid monthly with  no minimum balance Requirement2.

Eligibility & Documents


  • Nationality

    UAE Nationals, Residents, and Non-Resident individuals

  • Age

    Minimum 18 years old


  • For Residents

    Passport, Emirates ID, and Resident Visa

  • For Non Residents

    Passport, Bank Statements, and Address proof

*Terms and conditions