Standard Chartered at Sibos

Sunday Domingo | Global Head, Digital Channel Solutions

Delivering the migration to ISO 20022 for payment messages in Nov 2025 is a key focus for us all. But our attention also needs to shift towards using rich and structured payments data to create competitive differentiation, improved fraud prevention, operational efficiencies, better compliance, and to identify opportunities for data monetisation. In this session, we’ll consider the pathway to migration to get maximum business benefits.

Joanne Fraser | TB Cash Product Head, UK & Europe

The journey to ISO 2022 has been a long and, at times, challenging one. As we look beyond the migration deadline, hear from industry experts offering insights on the continued path towards rich data; managing the next stages of transition; and exploring what’s next on the journey to achieving end-to-end ISO 2022 integration.

Margaret Harwood-Jones | Global Head, Financing & Securities Services

Global financial markets are experiencing significant reforms aimed at enhancing efficiency and fostering innovation. These changes seek to better serve stakeholders by attracting both local and foreign investments to support national and regional economic growth agendas.

Rene Michau | Global Head, Digital Assets

In the Innotribe flagship session this year, we delve into the transformative potential of stablecoins, exploring how programmable money could fundamentally rewire global commerce. Industry executives and thought leaders will examine how stablecoins might reshape not just payments -enabling instant cross-border settlements and revolutionising remittance flows – but also the very nature of value creation, storage, and exchange in our increasingly digital economy.

Margaret Harwood-Jones | Global Head, Financing & Securities Services

Four senior Securities Services executives – and ISSA Board members – will discuss the importance of standards throughout the Securities Services value chain. Learn more about how ISSA is driving the standards agenda in collaboration with Swift, its members, and the broader industry to help shape the future of Securities Services.

Luke Boland | Head of Fintech, ASEAN, South Asia & GCNA

Jennifer Doherty | COO, Transaction Banking

Rene Michau | Global Head, Digital Assets

As over 100 countries explore CBDCs, and as private stablecoins gain momentum, we stand at a critical juncture for digital currencies. Join our experts as they debate which digital currencies will become mainstream, what infrastructure and standards are needed to reach the tipping point for global adoption, and how these innovations will transform liquidity management for banks and corporates alike.

Caroline Ngigi | Global Head, CFCR, Transaction Banking and Africa

As AI, machine learning and emerging technologies reshape global trade, they offer significant benefits in enhancing security, traceability, and combating trade-based fraud and money laundering. However, their rise also introduces new risks that must be carefully managed. This session will explore how AI – powered tools and new technology can impact and revolutionise global trade. Experts will discuss how to strike the right balance between leveraging AI’s transformative potential and addressing the associated risks, ensuring a secure and efficient future for the industry.

John Murton | Senior Sustainability Advisor

As the sustainability movement evolves and cements its place in business, new asset classes, enhanced data insights and risk frameworks are reshaping financial services. This session brings together leading voices from banking, policy and technology to explore how financial institutions can balance profitability with purpose. Panelists will examine emerging trends, regulatory changes and opportunities for innovation. The session will conclude with actionable insights on how the community can collaborate to accelerate progress towards global sustainability goals.

Waqar Chaudry | Head, Digital Assets, Securities Services

The regulatory landscape for digital assets is undergoing rapid transformation. With major markets like the U.S. reassessing crypto regulations, Hong Kong expanding its digital asset initiatives, and the EU rolling out the Markets in Crypto-Assets Regulation (MiCA) to create a unified framework, the global shift is undeniable. Join industry experts as they explore the impact of these regulatory changes and discuss the evolving balance between regulatory frameworks and innovation in digital finance.

Jennifer Doherty | COO, Transaction Banking

Danielle Sharpe | Managing Director, Head FI Clearing Product

The biggest challenge for banks today is not competition – it’s missed opportunity. 

Join this session to explore the five opportunities in global clearing that banks cannot afford to ignore.

Faisal Hussain | Managing Director, Head of FI Sales, AME

You may not realise it yet, but Islamic finance is relevant to you.  Especially, if you don’t work at an Islamic bank, this session will shed light on the opportunities.

PD Singh | CEO & Head of Coverage, India & South Asia

Jerry Zhang | Global Co-Head of FI Coverage

India holds even greater promise as reforms make it more attractive to foreign investors and Special Economic Zones such as GIFT City help it gain traction.  Hear Mr Setty’s perspectives on India’s financial innovation and the future.

Rene Michau | Global Head, Digital Assets

Inspired by an international quiz show, our version has been reimagined for digital assets. Join contestants to test your knowledge of stablecoins, tokenisation and the future of market infrastructure – with lifelines and audience participation making this an interactive, though-provoking way to explore digital assets.

Bill Winters | Group Chief Executive

The opening plenary marks the beginning of a week packed with expert insights and fascinating debates across the Sibos conference programme. Mayor Yin Yong of Beijing, followed by Governor Pan Gongsheng of the People’s Bank of China will open, culminating with Bill Winters, Group Chief Executive of Standard Chartered speaking with SWIFT CEO Javier Pérez-Tasso.

Joanne Fraser | Head of Transaction Banking, UK and Head of Cash Management, Europe

As the payments industry moves towards the universal adoption of the ISO 20022 standard, the goal of migrating all cross-border FI-to-FI payments by November 2025 is now in sight. With just 12 months left, where does our community stand? What challenges are slowing down the transition, and how can we overcome them together? Join us for an interactive session where we’ll explore the current landscape, anticipate the next steps, and discuss how we can strengthen interoperability around the world. Bring your questions and insights to help shape the future of cross-border payments.

Samuel Mathew | Global Head, Flow & FI Trade

Join us as industry experts share their insights on implementing and adopting APIs for bank guarantees. Discover the benefits and opportunities of API standardisation in trade finance, as well as the challenges encountered along the way. This session will explore how the industry can take advantage of digital transformation in trade finance to ensure widespread adoption, usage, and scalability of these standards, driving innovation and efficiency.

Ying Ying Tan | Global Head, Product Management, Financing & Securities Services

For emerging capital markets, the journey from local origins to global success doesn’t usually follow a script. But there are lessons that can be learned, and actions the global financial community can take, to smooth the path. This session will delve into ongoing strategies and initiatives to harmonise international standards, as well as best practices to enable the seamless integration of emerging capital markets into the global financial ecosystem. Join us to discover the great potential for emerging markets to succeed on the global capital markets stage and hear from pioneers leading the way.

Hai Jade Fuan | Head, Product Commercialisation, Financing & Securities Services

Can a single, unique identifier transform securities transparency and help reduce costly settlement fails? The Unique Transaction Identifier (UTI) promises to do just that by providing a universal reference for securities transactions across various formats. Could this be the breakthrough innovation we need to enhance post-trade transparency, enable real-time settlement tracking and ease the transition to T+1 and T+0? Join us for an exciting discussion with industry experts as we explore the potential of the UTI to revolutionise securities processing, enhance efficiency, and drive global interoperability in the financial markets.

Danielle Sharpe | Head, FI Clearing Product

Financial institutions sit on a wealth of data – transaction patterns that can indicate fraud, lists of sanctioned individuals, and cross-border payment data that can uncover inefficiencies or aid innovation. In this session, we’ll unpack the enormous potential that could be unlocked through data sharing, look at the legal and regulatory barriers, and ask how it can be done in a safe way.

Michael Spiegel | Global Head, Transaction Banking

From silent films to “talkies.” From black and white to colour TV. From flip phones to smart phones. From MT to ISO 20022. Like other major changes, the move to ISO 20022 is much more than a technology shift. It reshapes the entire payments landscape and opens opportunities for payment providers to redefine their value proposition. Reducing friction in operational and financial crime compliance processes is just the tip of the iceberg. The big question is how providers can use the rich, structured data to develop innovative, useful and sticky new services for customers – and what will happen if they don’t?

Ying Ying Tan | Global Head, Product Management, Financing & Securities Services

The hype around blockchain and Distributed Ledger Technology (DLT) may have gotten quieter. But optimism in the potential of tokenisation to enhance the efficiency, liquidity, and transparency of financial transactions is arguably stronger than ever. According to a recent study from ISSA, nearly 40% of market participants say they’re already using some form of DLT or digital assets in their business today. So what use cases are gaining the most interest and traction, and how are firms practically using DLT to improve operational processes, reduce costs, and generate new products or services? Join us to find out.

Sofia Hammoucha | Global Head, Trade and Working Capital

Research consistently shows that women leaders help increase productivity, enhance collaboration, inspire organisational dedication, and improve inclusion. Globally we are far from reaching gender parity. But ongoing industry efforts are paving the way for more women to rise through the ranks and reach positions of responsibility. Join us as we explore the key factors behind successful women leaders and discuss actionable strategies for accelerating progress and breaking through remaining barriers. Let’s chart a course for a future where women’s leadership is the norm, not the exception.

Dhiraj Bajaj | Global Head, Financial Institution Sales, Transaction Banking

Amidst the growing global significance of trade with and within Asia, new trends are emerging in the currencies used in these transactions. What impact can we expect the shift to a more multi-currency world to have on global banks and currency trading centres? Get the latest updates and insights from policy makers, trade economists and global clearing banks.

Caroline Ngigi | Global Head, Conduct, Financial Crime and Compliance Advisory, Transaction Banking and Africa

As cross-border payments get faster, the window to screen transactions, recall fraudulent ones and investigate anomalies is shrinking. Could faster payment leave individuals and institutions more exposed to fraud? And if so, how can we fight this increased risk? Could tech solutions like artificial intelligence, machine learning and data analytics be the answer? Hear how leading financial institutions are working together to explore how AI can contribute to the prevention of financial crime.